Vitals
  • Total Assets
    144.5M 3.0 %
  • Total Deposits
    122.3M -3.2 %
  • Total Net Loans
    108.4M 7.0 %
  • Net Income
    1.0M 194.8 %
  • Book Value
    17.6M 80.2 %
  • Book Value x2
    35.3M 80.2 %
  • Book Value x3
    52.9M 80.2 %
ROAA

.731

ROAE

7.296

Efficiency Ratio

56.866

Net Interest Margin

4.194

Balance Sheet Highlights
Financial Highlights Community Bank Of Rowan All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 144,544 933,171
Total Net Loans 108,440 608,453
Total Deposits 122,345 790,756
Total Equity 17,645 89,069
Profitability
Net Income 1,049 517
Return on Average Assets .731 -.131
Return on Average Equity 7.296 -4.488
Net Interest Margin 4.194 3.533
Efficiency Ratio 56.866 83.715
Noninterest Income/Revenue 13.725 15.395
Balance Sheet Ratios
Loan-to-Deposit 88.635 78.223
Securities/Assets .095 .181
Total Equity/Total Assets .122 .095
Tangible Equity/Tangible Assets .098 .091
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 13,530 84,141
Tier 2 Capital 468 9,960
Total Capital 13,998 94,073
Total Risk Weighted Assets 107,317 629,718
Leverage Ratio 9.72 9.137
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.61 12.834
Total Capital Ratio 13.04 14.328

Timeline for Community Bank Of Rowan

Vantagesouth Bank

Community Bank Of Rowan was acquired by Vantagesouth Bank 12 years

View Profile Feb 01 2012

Piedmont Community Bank Holdings, Inc.

Piedmont Community Bank Holdings, Inc. became a new parent organization for Community Bank Of Rowan.

View Profile Apr 19 2011

Community Bank Of Rowan

Community Bank Of Rowan was established 18 years ago and is currently headquartered in Salisbury, NC.

Feb 21 2006

Capitol Development Bancorp Limited Iii

Capitol Development Bancorp Limited Iii became a new parent organization for Community Bank Of Rowan.

View Profile Feb 21 2006
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Vantagesouth Bank Buyer 260,671 Pooling of Interests Discontinued 2/1/2012
Relationships Role Relationship Start Relationship End
Piedmont Community Bank Holdings, Inc. Parent 4/19/2011 1/31/2012
Capitol Development Bancorp Limited Iii Parent 2/21/2006 4/18/2011
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