Vitals
  • Total Assets
    97.4M -7.9 %
  • Total Deposits
    81.7M -9.0 %
  • Total Net Loans
    43.0M -5.6 %
  • Net Income
    346000.0000 -61.3 %
  • Book Value
    15.0M -2.3 %
  • Book Value x2
    30.0M -2.3 %
  • Book Value x3
    45.0M -2.3 %
ROAA

.365

ROAE

2.268

Efficiency Ratio

67.858

Net Interest Margin

4.445

Balance Sheet Highlights
Financial Highlights Commercial State Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 97,398 256,123
Total Net Loans 43,013 160,108
Total Deposits 81,677 221,413
Total Equity 15,011 27,434
Profitability
Net Income 346 2,812
Return on Average Assets .365 .99
Return on Average Equity 2.268 8.811
Net Interest Margin 4.445 4.031
Efficiency Ratio 67.858 72.067
Noninterest Income/Revenue 11.623 19.316
Balance Sheet Ratios
Loan-to-Deposit 52.662 70.662
Securities/Assets .213 .165
Total Equity/Total Assets .154 .107
Tangible Equity/Tangible Assets .145 .105
Capital Adequacy
Tier 1 Common Capital 13,833 26,376
Tier 1 Capital 13,833 26,452
Tier 2 Capital 494 1,919
Total Capital 14,327 28,453
Total Risk Weighted Assets 56,979 174,280
Leverage Ratio 14.95 10.62
Common Equity Tier 1 Capital Ratio 24.28 16.191
Tier 1 Capital Ratio 24.28 16.286
Total Capital Ratio 25.14 17.433

Timeline for Commercial State Bank

Commercial State Bank

Commercial State Bank was established 24 years ago and is currently headquartered in Donalsonville, GA.

Aug 31 1999

Georgia Community Bancorp, Incorporated

Georgia Community Bancorp, Incorporated became a new parent organization for Commercial State Bank.

View Profile Aug 31 1999
Relationships Role Relationship Start Relationship End
Georgia Community Bancorp, Incorporated Parent 8/31/1999
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