Vitals
  • Total Assets
    69.5M -1.3 %
  • Total Deposits
    63.4M -1.6 %
  • Total Net Loans
    59.6M 0.6 %
  • Net Income
    112000.0000 286.2 %
  • Book Value
    5.6M 2.0 %
  • Book Value x2
    11.2M 2.0 %
  • Book Value x3
    16.7M 2.0 %
ROAA

.157

ROAE

2.027

Efficiency Ratio

93.567

Net Interest Margin

3.817

Balance Sheet Highlights
Financial Highlights Colonial Co-Operative Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 69,522 761,274
Total Net Loans 59,612 592,852
Total Deposits 63,443 596,855
Total Equity 5,576 82,059
Profitability
Net Income 112 4,648
Return on Average Assets .157 .538
Return on Average Equity 2.027 4.944
Net Interest Margin 3.817 3.143
Efficiency Ratio 93.567 77.098
Noninterest Income/Revenue 16.396 14.538
Balance Sheet Ratios
Loan-to-Deposit 93.962 95.714
Securities/Assets .124
Total Equity/Total Assets .08 .108
Tangible Equity/Tangible Assets .08 .106
Capital Adequacy
Tier 1 Common Capital 4,576 80,540
Tier 1 Capital 4,576 80,580
Tier 2 Capital 478 5,839
Total Capital 5,054 86,408
Total Risk Weighted Assets 38,693 559,688
Leverage Ratio 6.68 10.827
Common Equity Tier 1 Capital Ratio 11.83 15.478
Tier 1 Capital Ratio 11.83 15.53
Total Capital Ratio 13.06 16.563

Timeline for Colonial Co-Operative Bank

Baldwinville Co-Operative Bank

Acquisition: Colonial Co-Operative Bank acquired a new subsidiary, Baldwinville Co-Operative Bank, 29 years

View Profile Nov 01 1994

Colonial Co-Operative Bank

Colonial Co-Operative Bank was established 109 years ago and is currently headquartered in Gardner, MA.

Jan 22 1915
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Baldwinville Co-Operative Bank Seller 3,806 Discontinued 11/1/1994
Relationships Role Relationship Start Relationship End
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