Colonial Co-Operative Bank
Gardner, MA — Cooperative Bank
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Net Interest Margin Over Time
| Net Interest Margin | Colonial Co-Operative Bank | All Insured Savings Banks in Massachusetts |
| 12-31-2016 | 3.817 | 3.143 |
| 09-30-2016 | 3.825 | 3.146 |
| 06-30-2016 | 3.85 | 3.156 |
| 03-31-2016 | 3.712 | 3.161 |
| 12-31-2015 | 3.843 | 3.16 |
| 09-30-2015 | 3.853 | 3.162 |
| 06-30-2015 | 3.819 | 3.15 |
| 03-31-2015 | 3.859 | 3.156 |
| 12-31-2014 | 3.721 | 3.152 |
| 09-30-2014 | 3.725 | 3.14 |
| 06-30-2014 | 3.725 | 3.137 |
| 03-31-2014 | 3.75 | 3.146 |
| 12-31-2013 | 3.755 | 3.175 |
| 09-30-2013 | 3.849 | 3.169 |
| 06-30-2013 | 3.961 | 3.157 |
| 03-31-2013 | 3.927 | 3.15 |
| 12-31-2012 | 3.609 | 3.239 |
| 09-30-2012 | 3.668 | 3.259 |
| 06-30-2012 | 3.653 | 3.271 |
| 03-31-2012 | 3.447 | 3.276 |
| 12-31-2011 | 3.536 | 3.373 |
| 09-30-2011 | 3.603 | 3.369 |
| 06-30-2011 | 3.589 | 3.364 |
| 03-31-2011 | 3.502 | 3.376 |
| 12-31-2010 | 3.76 | 3.404 |
| 09-30-2010 | 4.387 | 3.406 |
| 06-30-2010 | 4.393 | 3.396 |
| 03-31-2010 | 4.328 | 3.363 |
| 12-31-2009 | 3.445 | 3.155 |
| 09-30-2009 | 3.411 | 3.118 |
| 06-30-2009 | 3.354 | 3.083 |
| 03-31-2009 | 3.357 | 3.097 |
| 12-31-2008 | 3.437 | 3.024 |
| 09-30-2008 | 3.427 | 2.981 |
| 06-30-2008 | 3.114 | 2.92 |
| 03-31-2008 | 3.341 | 2.876 |
| 12-31-2007 | 3.413 | 2.941 |
| 09-30-2007 | 3.47 | 2.954 |
| 06-30-2007 | 3.542 | 2.962 |
| 03-31-2007 | 3.582 | 2.956 |
| 12-31-2006 | 3.807 | 3.154 |
| 09-30-2006 | 3.887 | 3.204 |
| 06-30-2006 | 4.012 | 3.241 |
| 03-31-2006 | 4.027 | 3.288 |
| 12-31-2005 | 3.96 | 3.409 |
| 09-30-2005 | 3.961 | 3.434 |
| 06-30-2005 | 3.943 | 3.45 |
| 03-31-2005 | 3.933 | 3.451 |
| 12-31-2004 | 3.965 | 3.429 |
| 09-30-2004 | 4.022 | 3.416 |
| 06-30-2004 | 4.043 | 3.424 |
| 03-31-2004 | 4.08 | 3.462 |
| 12-31-2003 | 4.119 | 3.452 |
| 09-30-2003 | 4.089 | 3.467 |
| 06-30-2003 | 4.038 | 3.517 |
| 03-31-2003 | 4.029 | 3.56 |
| 12-31-2002 | 4.104 | 3.675 |