Vitals
  • Total Assets
    78.6M -1.6 %
  • Total Deposits
    52.5M 3.5 %
  • Total Net Loans
    40.4M -1.7 %
  • Net Income
    13000.0000 -61.8 %
  • Book Value
    23.9M 0.4 %
  • Book Value x2
    47.9M 0.4 %
  • Book Value x3
    71.8M 0.4 %
ROAA

.017

ROAE

.054

Efficiency Ratio

86.147

Net Interest Margin

3.646

Balance Sheet Highlights
Financial Highlights Morganton Savings Bank, S.S.B. All Insured Savings Banks in North Carolina
Balance Sheet $(000)
Total Assets 78,595 217,642
Total Net Loans 40,365 144,664
Total Deposits 52,499 171,818
Total Equity 23,948 30,091
Profitability
Net Income 13 1,035
Return on Average Assets .017 .442
Return on Average Equity .054 3.23
Net Interest Margin 3.646 3.391
Efficiency Ratio 86.147 81.04
Noninterest Income/Revenue 14.424 11.81
Balance Sheet Ratios
Loan-to-Deposit 76.887 81.903
Securities/Assets .174 .123
Total Equity/Total Assets .305 .138
Tangible Equity/Tangible Assets .305 .138
Capital Adequacy
Tier 1 Common Capital 24,296 30,008
Tier 1 Capital 24,296 30,008
Tier 2 Capital 799 1,306
Total Capital 25,095 31,762
Total Risk Weighted Assets 61,500 128,204
Leverage Ratio 31.33 16.044
Common Equity Tier 1 Capital Ratio 39.51 30.451
Tier 1 Capital Ratio 39.51 30.451
Total Capital Ratio 40.8 31.466

Timeline for Morganton Savings Bank, S.S.B.

Morganton Savings Bank, S.S.B.

Morganton Savings Bank, S.S.B. was established 121 years ago and is currently headquartered in Morganton, NC.

Jan 01 1903
Relationships Role Relationship Start Relationship End
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