Vitals
  • Total Assets
    69.2M 1.3 %
  • Total Deposits
    40.5M 0.8 %
  • Total Net Loans
    58.5M 0.2 %
  • Net Income
    489000.0000 14.0 %
  • Book Value
    12.1M 4.2 %
  • Book Value x2
    24.3M 4.2 %
  • Book Value x3
    36.4M 4.2 %
ROAA

.722

ROAE

4.049

Efficiency Ratio

69.068

Net Interest Margin

4.433

Balance Sheet Highlights
Financial Highlights Port Richmond Savings All Insured Savings Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 69,184 648,167
Total Net Loans 58,523 461,686
Total Deposits 40,534 495,804
Total Equity 12,143 86,443
Profitability
Net Income 489 4,600
Return on Average Assets .722 .53
Return on Average Equity 4.049 4.211
Net Interest Margin 4.433 2.964
Efficiency Ratio 69.068 73.743
Noninterest Income/Revenue -.055 17.147
Balance Sheet Ratios
Loan-to-Deposit 144.38 82.148
Securities/Assets .168
Total Equity/Total Assets .176 .133
Tangible Equity/Tangible Assets .176 .127
Capital Adequacy
Tier 1 Common Capital 12,143 83,501
Tier 1 Capital 12,143 83,501
Tier 2 Capital 498 4,056
Total Capital 12,641 87,552
Total Risk Weighted Assets 39,264 425,981
Leverage Ratio 17.78 13.562
Common Equity Tier 1 Capital Ratio 30.93 24.643
Tier 1 Capital Ratio 30.93 24.643
Total Capital Ratio 32.19 25.537

Timeline for Port Richmond Savings

Jozef Poniatowski Building & Loan Association

Acquisition: Port Richmond Savings acquired a new subsidiary, Jozef Poniatowski Building & Loan Association , 23 years

View Profile Jun 30 2000

Gorgas Savings Association

Acquisition: Port Richmond Savings acquired a new subsidiary, Gorgas Savings Association , 24 years

View Profile Oct 01 1999

Fillmore Building & Loan Association

Acquisition: Port Richmond Savings acquired a new subsidiary, Fillmore Building & Loan Association , 26 years

View Profile Dec 01 1997

Reformed Building & Loan Association

Acquisition: Port Richmond Savings acquired a new subsidiary, Reformed Building & Loan Association , 41 years

View Profile Mar 01 1983

Provident Savings & Loan Association Of Wissinoming

Acquisition: Port Richmond Savings acquired a new subsidiary, Provident Savings & Loan Association Of Wissinoming , 41 years

View Profile Mar 01 1983

Want to see more?

Complete timeline for Port Richmond Savings is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Jozef Poniatowski Building & Loan Association Seller Pooling of Interests Discontinued 6/30/2000
Gorgas Savings Association Seller Pooling of Interests Discontinued 10/1/1999
Fillmore Building & Loan Association Seller Pooling of Interests Discontinued 12/1/1997
Reformed Building & Loan Association Seller Discontinued 3/1/1983
Provident Savings & Loan Association Of Wissinoming Seller Discontinued 3/1/1983
Relationships Role Relationship Start Relationship End
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