Vitals
  • Total Assets
    847.4M 7.1 %
  • Total Deposits
    757.3M 6.3 %
  • Total Net Loans
    701.9M 12.5 %
  • Net Income
    314000.0000 -90.2 %
  • Book Value
    66.6M 3.6 %
  • Book Value x2
    133.1M 3.6 %
  • Book Value x3
    199.7M 3.6 %
ROAA

.075

ROAE

.926

Efficiency Ratio

73.308

Net Interest Margin

4.018

Balance Sheet Highlights
Financial Highlights Cnb National Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 847,355 216,780
Total Net Loans 701,949 145,836
Total Deposits 757,309 179,446
Total Equity 66,574 19,475
Profitability
Net Income 314 2,151
Return on Average Assets .075 1.092
Return on Average Equity .926 12.305
Net Interest Margin 4.018 4.015
Efficiency Ratio 73.308 71.231
Noninterest Income/Revenue 9.2 14.455
Balance Sheet Ratios
Loan-to-Deposit 92.69 79.498
Securities/Assets .06 .399
Total Equity/Total Assets .079 .09
Tangible Equity/Tangible Assets .073 -.051
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 62,354 18,557
Tier 2 Capital 8,383 1,765
Total Capital 70,737 20,370
Total Risk Weighted Assets 700,647 154,089
Leverage Ratio 7.48 9.454
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 8.9 13.347
Total Capital Ratio 10.1 14.46

Timeline for Cnb National Bank

Mercantile Bank

Cnb National Bank was acquired by Mercantile Bank 19 years

View Profile Jul 16 2004

Farmers And Dealers Bank

Acquisition: Cnb National Bank acquired a new subsidiary, Farmers And Dealers Bank, 27 years

View Profile Sep 01 1996

First National Bank Of Bradford County

Acquisition: Cnb National Bank acquired a new subsidiary, First National Bank Of Bradford County, 30 years

View Profile Apr 01 1994

Citizens Bank Of Live Oak

Acquisition: Cnb National Bank acquired a new subsidiary, Citizens Bank Of Live Oak, 31 years

View Profile Dec 01 1992

Cnb Florida Bancshares, Inc.

Cnb Florida Bancshares, Inc. became a new parent organization for Cnb National Bank.

View Profile Mar 23 1987

Want to see more?

Complete timeline for Cnb National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mercantile Bank Buyer 5,658,971 Acquisition Discontinued 7/16/2004
Farmers And Dealers Bank Seller 48,038 Acquisition Discontinued 9/1/1996
First National Bank Of Bradford County Seller 14,836 Discontinued 4/1/1994
Citizens Bank Of Live Oak Seller 28,493 Discontinued 12/1/1992
Relationships Role Relationship Start Relationship End
Cnb Florida Bancshares, Inc. Parent 1/1/1988 7/15/2004
Cnb Florida Bancshares, Inc. Parent 3/23/1987 12/31/1987
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