Vitals
  • Total Assets
    78.3M -4.7 %
  • Total Deposits
    66.3M 1.1 %
  • Total Net Loans
    44.0M 6.3 %
  • Net Income
    843000.0000 -7.2 %
  • Book Value
    10.4M -1.7 %
  • Book Value x2
    20.8M -1.7 %
  • Book Value x3
    31.3M -1.7 %
ROAA

1.029

ROAE

7.729

Efficiency Ratio

64.171

Net Interest Margin

2.898

Balance Sheet Highlights
Financial Highlights Clay County State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 78,283 290,894
Total Net Loans 44,026 191,278
Total Deposits 66,296 246,407
Total Equity 10,419 31,125
Profitability
Net Income 843 2,670
Return on Average Assets 1.029 .919
Return on Average Equity 7.729 8.247
Net Interest Margin 2.898 3.499
Efficiency Ratio 64.171 67.9
Noninterest Income/Revenue 8.862 16.598
Balance Sheet Ratios
Loan-to-Deposit 66.408 72.669
Securities/Assets .395 .191
Total Equity/Total Assets .133 .107
Tangible Equity/Tangible Assets .133 .103
Capital Adequacy
Tier 1 Common Capital 10,863 29,670
Tier 1 Capital 10,863 29,720
Tier 2 Capital 572 2,112
Total Capital 11,435 31,905
Total Risk Weighted Assets 46,778 212,461
Leverage Ratio 13.32 10.62
Common Equity Tier 1 Capital Ratio 23.22 16.313
Tier 1 Capital Ratio 23.22 16.329
Total Capital Ratio 24.45 17.341

Timeline for Clay County State Bank

Clay County State Bancshares, Inc.

Clay County State Bancshares, Inc. became a new parent organization for Clay County State Bank.

View Profile Dec 29 2005

Clay County State Bank

Clay County State Bank was established 119 years ago and is currently headquartered in Louisville, IL.

Sep 13 1905
Relationships Role Relationship Start Relationship End
Clay County State Bancshares, Inc. Parent 12/29/2005
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