Efficiency Ratio Over Time
Efficiency Ratio Clay County State Bank All Insured Commercial Banks in Illinois
12-31-2016 64.171 67.9
09-30-2016 61.775 67.646
06-30-2016 61.255 68.093
03-31-2016 61.042 69.015
12-31-2015 64.646 69.227
09-30-2015 65.444 68.548
06-30-2015 66.78 68.972
03-31-2015 66.201 69.878
12-31-2014 63.087 69.969
09-30-2014 61.422 69.35
06-30-2014 61.856 70.075
03-31-2014 64.815 70.96
12-31-2013 70.246 70.63
09-30-2013 71.157 70.13
06-30-2013 73.916 70.351
03-31-2013 78.641 71.443
12-31-2012 63.518 70.063
09-30-2012 62.698 68.769
06-30-2012 62.774 68.792
03-31-2012 62.789 68.884
12-31-2011 61.101 69.941
09-30-2011 59.94 68.923
06-30-2011 60.022 69.854
03-31-2011 63.299 70.062
12-31-2010 75.183 70.567
09-30-2010 79.165 69.213
06-30-2010 91.105 69.682
03-31-2010 64.11 71.112
12-31-2009 147.178 73.38
09-30-2009 57.865 71.202
06-30-2009 58.17 72.036
03-31-2009 56.625 69.904
12-31-2008 52.85 69.748
09-30-2008 53.586 68.193
06-30-2008 56.062 68.561
03-31-2008 58.647 69.396
12-31-2007 52.589 68.284
09-30-2007 51.993 67.285
06-30-2007 52.32 67.545
03-31-2007 53.305 68.287
12-31-2006 48.244 66.265
09-30-2006 46.514 65.369
06-30-2006 48.586 65.236
03-31-2006 49.265 65.409
12-31-2005 52.22 64.049
09-30-2005 51.339 63.135
06-30-2005 51.728 63.051
03-31-2005 50.821 63.149
12-31-2004 49.975 63.383
09-30-2004 49.279 62.952
06-30-2004 50.721 63.147
03-31-2004 50.913 63.481
12-31-2003 52.275 63.697
09-30-2003 52.565 62.506
06-30-2003 52.338 62.464
03-31-2003 49.936 62.651
12-31-2002 47.101 62.349