Clay County State Bank
Louisville, IL — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Clay County State Bank | All Insured Commercial Banks in Illinois |
| 12-31-2016 | 2.898 | 3.499 |
| 09-30-2016 | 2.926 | 3.502 |
| 06-30-2016 | 3 | 3.495 |
| 03-31-2016 | 3.01 | 3.487 |
| 12-31-2015 | 2.853 | 3.487 |
| 09-30-2015 | 2.807 | 3.478 |
| 06-30-2015 | 2.816 | 3.453 |
| 03-31-2015 | 2.914 | 3.418 |
| 12-31-2014 | 2.951 | 3.485 |
| 09-30-2014 | 2.946 | 3.46 |
| 06-30-2014 | 2.918 | 3.443 |
| 03-31-2014 | 2.909 | 3.416 |
| 12-31-2013 | 2.629 | 3.428 |
| 09-30-2013 | 2.557 | 3.4 |
| 06-30-2013 | 2.507 | 3.374 |
| 03-31-2013 | 2.413 | 3.361 |
| 12-31-2012 | 2.817 | 3.573 |
| 09-30-2012 | 2.86 | 3.585 |
| 06-30-2012 | 2.955 | 3.59 |
| 03-31-2012 | 3.002 | 3.604 |
| 12-31-2011 | 3.214 | 3.692 |
| 09-30-2011 | 3.267 | 3.686 |
| 06-30-2011 | 3.292 | 3.652 |
| 03-31-2011 | 3.264 | 3.614 |
| 12-31-2010 | 3.513 | 3.707 |
| 09-30-2010 | 3.595 | 3.712 |
| 06-30-2010 | 3.687 | 3.694 |
| 03-31-2010 | 3.844 | 3.664 |
| 12-31-2009 | 3.801 | 3.579 |
| 09-30-2009 | 3.854 | 3.56 |
| 06-30-2009 | 3.868 | 3.538 |
| 03-31-2009 | 3.884 | 3.54 |
| 12-31-2008 | 3.792 | 3.56 |
| 09-30-2008 | 3.684 | 3.558 |
| 06-30-2008 | 3.531 | 3.533 |
| 03-31-2008 | 3.464 | 3.519 |
| 12-31-2007 | 3.758 | 3.667 |
| 09-30-2007 | 3.772 | 3.677 |
| 06-30-2007 | 3.795 | 3.662 |
| 03-31-2007 | 3.723 | 3.626 |
| 12-31-2006 | 3.711 | 3.765 |
| 09-30-2006 | 3.677 | 3.793 |
| 06-30-2006 | 3.836 | 3.805 |
| 03-31-2006 | 4.203 | 3.781 |
| 12-31-2005 | 4.143 | 3.876 |
| 09-30-2005 | 4.111 | 3.884 |
| 06-30-2005 | 4.099 | 3.873 |
| 03-31-2005 | 4.093 | 3.831 |
| 12-31-2004 | 3.988 | 3.852 |
| 09-30-2004 | 3.953 | 3.831 |
| 06-30-2004 | 3.912 | 3.815 |
| 03-31-2004 | 3.957 | 3.814 |
| 12-31-2003 | 3.656 | 3.819 |
| 09-30-2003 | 3.597 | 3.828 |
| 06-30-2003 | 3.65 | 3.842 |
| 03-31-2003 | 3.726 | 3.863 |
| 12-31-2002 | 3.89 | 3.995 |