Vitals
  • Total Assets
    85.6M 3.6 %
  • Total Deposits
    73.4M 3.7 %
  • Total Net Loans
    49.8M 0.4 %
  • Net Income
    929000.0000 5.9 %
  • Book Value
    11.9M 3.9 %
  • Book Value x2
    23.8M 3.9 %
  • Book Value x3
    35.7M 3.9 %
ROAA

1.099

ROAE

7.856

Efficiency Ratio

64.343

Net Interest Margin

4.232

Balance Sheet Highlights
Financial Highlights Clay County Bank, Inc. All Insured Commercial Banks in West Virginia
Balance Sheet $(000)
Total Assets 85,592 360,672
Total Net Loans 49,842 251,469
Total Deposits 73,380 299,214
Total Equity 11,890 38,258
Profitability
Net Income 929 3,285
Return on Average Assets 1.099 .706
Return on Average Equity 7.856 6.418
Net Interest Margin 4.232 3.744
Efficiency Ratio 64.343 72.606
Noninterest Income/Revenue 12.458 20.548
Balance Sheet Ratios
Loan-to-Deposit 67.923 76.49
Securities/Assets .187 .175
Total Equity/Total Assets .139 .106
Tangible Equity/Tangible Assets .139 .096
Capital Adequacy
Tier 1 Common Capital 11,809 35,874
Tier 1 Capital 11,809 36,036
Tier 2 Capital 483 2,393
Total Capital 12,292 38,423
Total Risk Weighted Assets 37,731 244,928
Leverage Ratio 13.78 10.924
Common Equity Tier 1 Capital Ratio 31.3 18.341
Tier 1 Capital Ratio 31.3 18.347
Total Capital Ratio 32.58 19.449

Timeline for Clay County Bank, Inc.

First Clay County Banc Corporation

First Clay County Banc Corporation became a new parent organization for Clay County Bank, Inc..

View Profile Oct 31 1989

Clay County Bank, Inc.

Clay County Bank, Inc. was established 123 years ago and is currently headquartered in Clay, WV.

Jun 04 1902
Relationships Role Relationship Start Relationship End
First Clay County Banc Corporation Parent 10/31/1989
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