Clay County Bank, Inc.
Clay, WV — Non-member Bank
Active
Efficiency Ratio Over Time
| Efficiency Ratio | Clay County Bank, Inc. | All Insured Commercial Banks in West Virginia |
| 12-31-2016 | 64.343 | 72.606 |
| 09-30-2016 | 64.543 | 72.045 |
| 06-30-2016 | 63.887 | 71.669 |
| 03-31-2016 | 60.409 | 71.686 |
| 12-31-2015 | 63.695 | 71.972 |
| 09-30-2015 | 63.283 | 70.437 |
| 06-30-2015 | 64.923 | 70.691 |
| 03-31-2015 | 65.461 | 70.516 |
| 12-31-2014 | 64.768 | 70.44 |
| 09-30-2014 | 63.844 | 69.378 |
| 06-30-2014 | 65.732 | 69.824 |
| 03-31-2014 | 65.202 | 70.581 |
| 12-31-2013 | 64.268 | 69.873 |
| 09-30-2013 | 62.569 | 68.722 |
| 06-30-2013 | 62.475 | 68.925 |
| 03-31-2013 | 62.442 | 69.812 |
| 12-31-2012 | 61.672 | 68.015 |
| 09-30-2012 | 60.342 | 67.577 |
| 06-30-2012 | 61.403 | 67.597 |
| 03-31-2012 | 61.733 | 68.204 |
| 12-31-2011 | 62.176 | 67.746 |
| 09-30-2011 | 60.67 | 67.424 |
| 06-30-2011 | 61.986 | 68.39 |
| 03-31-2011 | 64.49 | 67.691 |
| 12-31-2010 | 62.647 | 66.469 |
| 09-30-2010 | 61.881 | 65.757 |
| 06-30-2010 | 62.392 | 65.966 |
| 03-31-2010 | 63.346 | 66.636 |
| 12-31-2009 | 61.638 | 67.718 |
| 09-30-2009 | 61.892 | 67.281 |
| 06-30-2009 | 61.918 | 68.204 |
| 03-31-2009 | 58.433 | 67.42 |
| 12-31-2008 | 59.464 | 64.283 |
| 09-30-2008 | 58.457 | 63.713 |
| 06-30-2008 | 58.394 | 64.07 |
| 03-31-2008 | 57.449 | 65.15 |
| 12-31-2007 | 62.894 | 64.076 |
| 09-30-2007 | 63.309 | 63.001 |
| 06-30-2007 | 64.779 | 64.25 |
| 03-31-2007 | 65.951 | 64.429 |
| 12-31-2006 | 71.32 | 63.741 |
| 09-30-2006 | 69.828 | 63.331 |
| 06-30-2006 | 69.191 | 63.261 |
| 03-31-2006 | 65.443 | 63.793 |
| 12-31-2005 | 74.206 | 63.924 |
| 09-30-2005 | 74.244 | 63.522 |
| 06-30-2005 | 75.783 | 63.568 |
| 03-31-2005 | 78.897 | 64.004 |
| 12-31-2004 | 76.805 | 64.145 |
| 09-30-2004 | 76.269 | 63.368 |
| 06-30-2004 | 77.615 | 63.507 |
| 03-31-2004 | 78.902 | 63.566 |
| 12-31-2003 | 88.998 | 64.837 |
| 09-30-2003 | 77.122 | 63.903 |
| 06-30-2003 | 77.74 | 65.106 |
| 03-31-2003 | 74.894 | 65.004 |
| 12-31-2002 | 80.607 | 63.986 |