Assets
Liabilities
Assets Clay County Bank, Inc. All Insured Commercial Banks in West Virginia
Total Assets 85,592,000 352,916,531
Loans & Leases 49,842,000 251,345,551
Real Estate Loans 38,145 214,382
Commercial Loans 807 23,540
Individual Loans 11,648 10,707
Agricultural Loans — 489
Other Loans and Leases in Domestic and Foreign Offices 634 4,862
Loan and Lease Allowance (1,392) (2,612)
Unearned Income on Loans — (23)
Securities 15,965,000 61,493,020
U.S. Treasury and Agency Securities 11,947 42,710
Municipal Securities 4,018 15,612
Foreign Debt Securities — 0
All Other Securities — 3,171
Cash & Balances due from depository institutions 18,058,000 16,905,265
Noninterest-Bearing Cash and Due From Banks 2,009 5,863
Interest-Bearing Bank Balances 16,049 11,042
Federal Funds Sold and Resales — 1,093
Trading Account Assets — 0
Premises and fixed assets (including capitalized leases) 1,215 5,577
Other Real Estate Owned 40 1,934
Direct and Indirect Investments in Real Estate Ventures — 0
Investment in Unconsolidated Subsidiaries — 0
Acceptances and Other Assets 472 14,569
Liabilities Clay County Bank, Inc. All Insured Commercial Banks in West Virginia
Total Liabilities 85,593,000 330,138,694
Deposits 73,703,000 291,880,245
Demand Deposits 13,683 41,888
All NOW & ATS Accounts 10,555 29,315
Money Market Deposit Accounts 5 47,245
Other Nontransaction Savings 14,859 61,877
Time Deposits At Or Below Insurance Limit 31,147 82,842
Fully Insured Brokered Deposits — 6,459
Less: Fully Insured Brokered Deposits — (6,459)
Time Deposits Above Insurance Limit 3,132 11,828
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year — 2,848
Federal Funds Purchased & Resales — 7,658
Federal Home Loan Bank Borrowing Maturing Over One Year — 3,506
Other Borrowings Maturing Under One Year — 0
Other Borrowing Maturing Over One Year — 7
Acceptances & Other Liabilities 322 2,866
Capital 11,890,000 38,258,449
Subordinated Notes and Debentures — 0
Total Equity 11,890 38,258