Vitals
  • Total Assets
    105.2M 0.8 %
  • Total Deposits
    91.3M 2.7 %
  • Total Net Loans
    71.7M 3.5 %
  • Net Income
    824000.0000 5.6 %
  • Book Value
    11.4M -2.1 %
  • Book Value x2
    22.8M -2.1 %
  • Book Value x3
    34.2M -2.1 %
ROAA

.79

ROAE

7.008

Efficiency Ratio

68.905

Net Interest Margin

3.643

Balance Sheet Highlights
Financial Highlights Clarke County State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 105,206 198,346
Total Net Loans 71,748 133,864
Total Deposits 91,316 165,124
Total Equity 11,405 22,060
Profitability
Net Income 824 2,310
Return on Average Assets .79 1.15
Return on Average Equity 7.008 9.92
Net Interest Margin 3.643 3.587
Efficiency Ratio 68.905 60.34
Noninterest Income/Revenue 9.586 13.494
Balance Sheet Ratios
Loan-to-Deposit 78.571 77.091
Securities/Assets .236 .197
Total Equity/Total Assets .108 .111
Tangible Equity/Tangible Assets .108 .107
Capital Adequacy
Tier 1 Common Capital 11,559 21,135
Tier 1 Capital 11,559 21,140
Tier 2 Capital 977 1,625
Total Capital 12,536 22,777
Total Risk Weighted Assets 79,252 151,308
Leverage Ratio 10.99 10.944
Common Equity Tier 1 Capital Ratio 14.59 15.631
Tier 1 Capital Ratio 14.59 15.631
Total Capital Ratio 15.82 16.675

Timeline for Clarke County State Bank

Midwest Bancorporation

Midwest Bancorporation became a new parent organization for Clarke County State Bank.

View Profile Dec 20 2002

United Bancorporation

United Bancorporation became a new parent organization for Clarke County State Bank.

View Profile Jul 29 1994

Clarke County State Bank

Clarke County State Bank was established 89 years ago and is currently headquartered in Osceola, IA.

Jan 03 1935
Relationships Role Relationship Start Relationship End
United Bancorporation Parent 9/19/2012
United Bancorporation Parent 6/22/2009 9/18/2012
United Bancorporation Parent 10/20/2008 6/21/2009
United Bancorporation Parent 1/1/2007 10/19/2008
Midwest Bancorporation Parent 5/27/2005 12/31/2006
Midwest Bancorporation Parent 12/20/2002 5/26/2005
United Bancorporation Parent 5/7/1997 12/19/2002
United Bancorporation Parent 7/29/1994 5/6/1997
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