Vitals
  • Total Assets
    64.6M -1.4 %
  • Total Deposits
    49.3M -2.5 %
  • Total Net Loans
    42.6M -3.7 %
  • Net Income
    511000.0000 -2.1 %
  • Book Value
    8.3M 0.8 %
  • Book Value x2
    16.7M 0.8 %
  • Book Value x3
    25.0M 0.8 %
ROAA

1.068

ROAE

8.23

Efficiency Ratio

64.594

Net Interest Margin

4.786

Balance Sheet Highlights
Financial Highlights City State Bank All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 64,560 73,968
Total Net Loans 42,561 51,380
Total Deposits 49,267 58,180
Total Equity 8,328 7,727
Profitability
Net Income 511 725
Return on Average Assets 1.068 1.258
Return on Average Equity 8.23 11.82
Net Interest Margin 4.786 4.239
Efficiency Ratio 64.594 61.488
Noninterest Income/Revenue 6.274 9.777
Balance Sheet Ratios
Loan-to-Deposit 86.389 84.743
Securities/Assets .232 .452
Total Equity/Total Assets .129 .104
Tangible Equity/Tangible Assets .083 -.128
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,394 7,505
Tier 2 Capital 628 632
Total Capital 6,022 8,144
Total Risk Weighted Assets 49,956 55,383
Leverage Ratio 8.82 10.998
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.8 15.291
Total Capital Ratio 12.05 16.447

Timeline for City State Bank

Cornerstone Bank

City State Bank was acquired by Cornerstone Bank 18 years

View Profile Oct 22 2005

Sutton Agency, Inc.

Sutton Agency, Inc. became a new parent organization for City State Bank.

View Profile Feb 10 1978

City State Bank

City State Bank was established 110 years ago and is currently headquartered in Sutton, NE.

Nov 08 1913
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cornerstone Bank Buyer 1,471,696 Pooling of Interests Discontinued 10/22/2005
Relationships Role Relationship Start Relationship End
Sutton Agency, Inc. Parent 2/10/1978 10/21/2005
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