Citizens State Bank Financial Statements & Health Reports

Active

Vitals

ROAA

1.612

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	Citizens State Bank	All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets	249,422	290,894
Total Net Loans	173,737	191,278
Total Deposits	207,658	246,407
Total Equity	29,778	31,125
Profitability
Net Income	3,803	2,670
Return on Average Assets	1.612	.919
Return on Average Equity	12.772	8.247
Net Interest Margin	3.799	3.499
Efficiency Ratio	58.529	67.9
Noninterest Income/Revenue	12.041	16.598
Balance Sheet Ratios
Loan-to-Deposit	83.665	72.669
Securities/Assets	.202	.191
Total Equity/Total Assets	.119	.107
Tangible Equity/Tangible Assets	.11	.103
Capital Adequacy
Tier 1 Common Capital	28,384	29,670
Tier 1 Capital	28,384	29,720
Tier 2 Capital	1,786	2,112
Total Capital	30,170	31,905
Total Risk Weighted Assets	182,119	212,461
Leverage Ratio	11.73	10.62
Common Equity Tier 1 Capital Ratio	15.59	16.313
Tier 1 Capital Ratio	15.59	16.329
Total Capital Ratio	16.57	17.341

First Lena Corporation became a new parent organization for Citizens State Bank.

View Profile Dec 29 1982

Citizens State Bank was established 144 years ago and is currently headquartered in Lena, IL.

Jan 01 1880

Relationships	Role	Relationship Start	Relationship End
First Lena Corporation	Parent	12/29/1982

Similar Organizations

Organization	City	State	Total Assets
Farmers State Bank Of Calhan	Calhan	CO	237.9M
Exchange Bank	Milledgeville	GA	236.8M
First Independence Bank	Detroit	MI	236.1M
The Shelby State Bank	Shelby	MI	236.0M
Alamosa State Bank	Alamosa	CO	236.0M
Carolina Premier Bank	Charlotte	NC	243.6M
Homestead Bank	Cozad	NE	243.6M
The Peoples State Bank	Ellettsville	IN	243.8M
Community Bank Of Parkersburg	Parkersburg	WV	244.4M
Byron Bank	Byron	IL	244.5M