Citizens State Bank
Lena, IL — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Citizens State Bank | All Insured Commercial Banks in Illinois |
| 12-31-2016 | 3.799 | 3.499 |
| 09-30-2016 | 3.86 | 3.502 |
| 06-30-2016 | 3.895 | 3.495 |
| 03-31-2016 | 3.876 | 3.487 |
| 12-31-2015 | 3.903 | 3.487 |
| 09-30-2015 | 3.926 | 3.478 |
| 06-30-2015 | 3.906 | 3.453 |
| 03-31-2015 | 3.894 | 3.418 |
| 12-31-2014 | 3.879 | 3.485 |
| 09-30-2014 | 3.866 | 3.46 |
| 06-30-2014 | 3.844 | 3.443 |
| 03-31-2014 | 3.86 | 3.416 |
| 12-31-2013 | 3.686 | 3.428 |
| 09-30-2013 | 3.633 | 3.4 |
| 06-30-2013 | 3.63 | 3.374 |
| 03-31-2013 | 3.619 | 3.361 |
| 12-31-2012 | 3.743 | 3.573 |
| 09-30-2012 | 3.729 | 3.585 |
| 06-30-2012 | 3.716 | 3.59 |
| 03-31-2012 | 3.558 | 3.604 |
| 12-31-2011 | 3.843 | 3.692 |
| 09-30-2011 | 3.882 | 3.686 |
| 06-30-2011 | 3.886 | 3.652 |
| 03-31-2011 | 3.809 | 3.614 |
| 12-31-2010 | 3.821 | 3.707 |
| 09-30-2010 | 3.797 | 3.712 |
| 06-30-2010 | 3.752 | 3.694 |
| 03-31-2010 | 3.737 | 3.664 |
| 12-31-2009 | 3.523 | 3.579 |
| 09-30-2009 | 3.54 | 3.56 |
| 06-30-2009 | 3.551 | 3.538 |
| 03-31-2009 | 3.49 | 3.54 |
| 12-31-2008 | 3.666 | 3.56 |
| 09-30-2008 | 3.602 | 3.558 |
| 06-30-2008 | 3.542 | 3.533 |
| 03-31-2008 | 3.49 | 3.519 |
| 12-31-2007 | 3.475 | 3.667 |
| 09-30-2007 | 3.49 | 3.677 |
| 06-30-2007 | 3.477 | 3.662 |
| 03-31-2007 | 3.505 | 3.626 |
| 12-31-2006 | 3.663 | 3.765 |
| 09-30-2006 | 3.701 | 3.793 |
| 06-30-2006 | 3.755 | 3.805 |
| 03-31-2006 | 3.762 | 3.781 |
| 12-31-2005 | 3.833 | 3.876 |
| 09-30-2005 | 3.835 | 3.884 |
| 06-30-2005 | 3.838 | 3.873 |
| 03-31-2005 | 3.829 | 3.831 |
| 12-31-2004 | 3.814 | 3.852 |
| 09-30-2004 | 3.828 | 3.831 |
| 06-30-2004 | 3.814 | 3.815 |
| 03-31-2004 | 3.787 | 3.814 |
| 12-31-2003 | 3.617 | 3.819 |
| 09-30-2003 | 3.586 | 3.828 |
| 06-30-2003 | 3.621 | 3.842 |
| 03-31-2003 | 3.657 | 3.863 |
| 12-31-2002 | 3.757 | 3.995 |