Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Illinois
12-31-2016 58.529 67.9
09-30-2016 58.235 67.646
06-30-2016 59.179 68.093
03-31-2016 59.617 69.015
12-31-2015 58.766 69.227
09-30-2015 58.236 68.548
06-30-2015 58.342 68.972
03-31-2015 59.209 69.878
12-31-2014 58.559 69.969
09-30-2014 57.168 69.35
06-30-2014 57.224 70.075
03-31-2014 57.877 70.96
12-31-2013 58.836 70.63
09-30-2013 58.577 70.13
06-30-2013 56.932 70.351
03-31-2013 55.346 71.443
12-31-2012 54.504 70.063
09-30-2012 54.013 68.769
06-30-2012 53.982 68.792
03-31-2012 58.976 68.884
12-31-2011 57.938 69.941
09-30-2011 58.094 68.923
06-30-2011 59.278 69.854
03-31-2011 62.508 70.062
12-31-2010 58.8 70.567
09-30-2010 58.247 69.213
06-30-2010 59.576 69.682
03-31-2010 61.235 71.112
12-31-2009 65.775 73.38
09-30-2009 66.57 71.202
06-30-2009 65.548 72.036
03-31-2009 70.986 69.904
12-31-2008 58.971 69.748
09-30-2008 58.614 68.193
06-30-2008 58.57 68.561
03-31-2008 58.831 69.396
12-31-2007 57.44 68.284
09-30-2007 56.476 67.285
06-30-2007 55.301 67.545
03-31-2007 58.44 68.287
12-31-2006 56.449 66.265
09-30-2006 55.735 65.369
06-30-2006 56.064 65.236
03-31-2006 57.686 65.409
12-31-2005 56.307 64.049
09-30-2005 56.593 63.135
06-30-2005 56.479 63.051
03-31-2005 57.218 63.149
12-31-2004 57.876 63.383
09-30-2004 57.585 62.952
06-30-2004 57.214 63.147
03-31-2004 59.381 63.481
12-31-2003 56.36 63.697
09-30-2003 55.071 62.506
06-30-2003 55.174 62.464
03-31-2003 53.303 62.651
12-31-2002 57.576 62.349