Citizens Community Bank
Mascoutah, IL — Non-member Bank
Active
Vitals
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Total Assets372.8M 13.4 %
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Total Deposits299.4M 4.9 %
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Total Net Loans232.0M 11.2 %
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Net Income3.6M 7.5 %
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Book Value36.7M 3.4 %
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Book Value x273.5M 3.4 %
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Book Value x3110.2M 3.4 %
Balance Sheet Highlights
| Financial Highlights | Citizens Community Bank | All Insured Commercial Banks in Illinois |
| Balance Sheet $(000) | ||
| Total Assets | 372,793 | 290,894 |
| Total Net Loans | 231,968 | 191,278 |
| Total Deposits | 299,421 | 246,407 |
| Total Equity | 36,740 | 31,125 |
| Profitability | ||
| Net Income | 3,629 | 2,670 |
| Return on Average Assets | 1.06 | .919 |
| Return on Average Equity | 9.875 | 8.247 |
| Net Interest Margin | 3.297 | 3.499 |
| Efficiency Ratio | 44.933 | 67.9 |
| Noninterest Income/Revenue | 8.346 | 16.598 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 77.472 | 72.669 |
| Securities/Assets | .323 | .191 |
| Total Equity/Total Assets | .099 | .107 |
| Tangible Equity/Tangible Assets | .099 | .103 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 38,320 | 29,670 |
| Tier 1 Capital | 38,320 | 29,720 |
| Tier 2 Capital | 3,145 | 2,112 |
| Total Capital | 41,465 | 31,905 |
| Total Risk Weighted Assets | 251,121 | 212,461 |
| Leverage Ratio | 10.83 | 10.62 |
| Common Equity Tier 1 Capital Ratio | 15.26 | 16.313 |
| Tier 1 Capital Ratio | 15.26 | 16.329 |
| Total Capital Ratio | 16.51 | 17.341 |
Timeline for Citizens Community Bank
Citizens Bancorporation, Inc.
Citizens Bancorporation, Inc. became a new parent organization for Citizens Community Bank.
View Profile May 31 1997
Citizens Community Bank
Citizens Community Bank was established 31 years ago and is currently headquartered in Mascoutah, IL.
Dec 21 1992| Relationships | Role | Relationship Start | Relationship End |
| Citizens Bancorporation, Inc. | Parent | 5/31/1997 |
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