Vitals
  • Total Assets
    217.2M 2.3 %
  • Total Deposits
    198.4M 3.7 %
  • Total Net Loans
    131.3M 6.5 %
  • Net Income
    3.5M 1.7 %
  • Book Value
    16.8M -5.2 %
  • Book Value x2
    33.6M -5.2 %
  • Book Value x3
    50.4M -5.2 %
ROAA

1.662

ROAE

19.183

Efficiency Ratio

53.044

Net Interest Margin

3.754

Balance Sheet Highlights
Financial Highlights Citizens Bank & Trust Co. All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 217,172 147,703
Total Net Loans 131,300 97,223
Total Deposits 198,358 126,600
Total Equity 16,809 15,565
Profitability
Net Income 3,481 1,683
Return on Average Assets 1.662 1.08
Return on Average Equity 19.183 9.905
Net Interest Margin 3.754 3.845
Efficiency Ratio 53.044 68.21
Noninterest Income/Revenue 5.234 13.68
Balance Sheet Ratios
Loan-to-Deposit 66.193 75.205
Securities/Assets .33 .174
Total Equity/Total Assets .077 .105
Tangible Equity/Tangible Assets .077 .103
Capital Adequacy
Tier 1 Common Capital 18,106 15,225
Tier 1 Capital 18,106 15,232
Tier 2 Capital 1,739 1,135
Total Capital 19,845 16,386
Total Risk Weighted Assets 138,989 105,251
Leverage Ratio 8.38 10.475
Common Equity Tier 1 Capital Ratio 13.03 15.3
Tier 1 Capital Ratio 13.03 15.308
Total Capital Ratio 14.28 16.398

Timeline for Citizens Bank & Trust Co.

Citizens Bancshares Of Hutchinson, Inc.

Citizens Bancshares Of Hutchinson, Inc. became a new parent organization for Citizens Bank & Trust Co..

View Profile Dec 31 1970

Citizens Bank & Trust Co.

Citizens Bank & Trust Co. was established 138 years ago and is currently headquartered in Hutchinson, MN.

Jan 01 1886
Relationships Role Relationship Start Relationship End
Citizens Bancshares Of Hutchinson, Inc. Parent 9/30/1997
Citizens Bancshares Of Hutchinson, Inc. Parent 6/30/1997 9/29/1997
Citizens Bancshares Of Hutchinson, Inc. Parent 12/31/1996 6/29/1997
Citizens Bancshares Of Hutchinson, Inc. Parent 12/31/1990 12/30/1996
Citizens Bancshares Of Hutchinson, Inc. Parent 12/31/1989 12/30/1990
Citizens Bancshares Of Hutchinson, Inc. Parent 12/31/1984 12/30/1989
Citizens Bancshares Of Hutchinson, Inc. Parent 12/31/1978 12/30/1984
Citizens Bancshares Of Hutchinson, Inc. Parent 12/31/1974 12/30/1978
Citizens Bancshares Of Hutchinson, Inc. Parent 12/31/1973 12/30/1974
Citizens Bancshares Of Hutchinson, Inc. Parent 12/31/1970 12/30/1973
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