Vitals
  • Total Assets
    277.5M 8.0 %
  • Total Deposits
    244.0M 7.6 %
  • Total Net Loans
    157.9M 3.5 %
  • Net Income
    3.5M 29.2 %
  • Book Value
    25.6M 5.0 %
  • Book Value x2
    51.3M 5.0 %
  • Book Value x3
    76.9M 5.0 %
ROAA

1.287

ROAE

13.868

Efficiency Ratio

57.96

Net Interest Margin

3.508

Balance Sheet Highlights
Financial Highlights Citizens Bank Of Americus All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 277,472 256,123
Total Net Loans 157,920 160,108
Total Deposits 244,031 221,413
Total Equity 25,640 27,434
Profitability
Net Income 3,492 2,812
Return on Average Assets 1.287 .99
Return on Average Equity 13.868 8.811
Net Interest Margin 3.508 4.031
Efficiency Ratio 57.96 72.067
Noninterest Income/Revenue 13.963 19.316
Balance Sheet Ratios
Loan-to-Deposit 64.713 70.662
Securities/Assets .193 .165
Total Equity/Total Assets .092 .107
Tangible Equity/Tangible Assets .092 .105
Capital Adequacy
Tier 1 Common Capital 25,833 26,376
Tier 1 Capital 25,833 26,452
Tier 2 Capital 2,166 1,919
Total Capital 27,999 28,453
Total Risk Weighted Assets 172,196 174,280
Leverage Ratio 9.24 10.62
Common Equity Tier 1 Capital Ratio 15 16.191
Tier 1 Capital Ratio 15 16.286
Total Capital Ratio 16.26 17.433

Timeline for Citizens Bank Of Americus

Cba Bankshares, Inc.

Cba Bankshares, Inc. became a new parent organization for Citizens Bank Of Americus.

View Profile Jul 21 1992

Bmr Financial Group, Inc.

Bmr Financial Group, Inc. became a new parent organization for Citizens Bank Of Americus.

View Profile Dec 30 1987

Bank Of Webster

Acquisition: Citizens Bank Of Americus acquired a new subsidiary, Bank Of Webster, 38 years

View Profile May 28 1986

Bartow Bancshares, Inc.

Bartow Bancshares, Inc. became a new parent organization for Citizens Bank Of Americus.

View Profile Jan 03 1985

Cba Bancshares, Inc.

Cba Bancshares, Inc. became a new parent organization for Citizens Bank Of Americus.

View Profile Jun 30 1983

Want to see more?

Complete timeline for Citizens Bank Of Americus is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Webster Seller 4,242 Discontinued 5/28/1986
Relationships Role Relationship Start Relationship End
Cba Bankshares, Inc. Parent 7/21/1992
Bmr Financial Group, Inc. Parent 12/30/1987 7/20/1992
Bartow Bancshares, Inc. Parent 1/3/1985 12/29/1987
Cba Bancshares, Inc. Parent 6/30/1983 1/2/1985
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