Vitals
  • Total Assets
    116.9B 8.2 %
  • Total Deposits
    83.2B 7.3 %
  • Total Net Loans
    86.8B 10.3 %
  • Net Income
    881.2M 17.8 %
  • Book Value
    16.3B 1.8 %
  • Book Value x2
    32.7B 1.8 %
  • Book Value x3
    49.0B 1.8 %
ROAA

.792

ROAE

5.385

Efficiency Ratio

62.757

Net Interest Margin

2.977

Balance Sheet Highlights
Financial Highlights Citizens Bank, National Association All Insured Commercial Banks in Rhode Island
Balance Sheet $(000)
Total Assets 116,939,799 20,839,534
Total Net Loans 86,828,927 15,492,180
Total Deposits 83,233,423 14,848,553
Total Equity 16,340,283 2,865,868
Profitability
Net Income 881,152 158,991
Return on Average Assets .792 1.346
Return on Average Equity 5.385 8.834
Net Interest Margin 2.977 3.706
Efficiency Ratio 62.757 65.587
Noninterest Income/Revenue 26.141 26.157
Balance Sheet Ratios
Loan-to-Deposit 104.32 103.513
Securities/Assets .124 .126
Total Equity/Total Assets .14 .138
Tangible Equity/Tangible Assets .09 .089
Capital Adequacy
Tier 1 Common Capital 11,248,124 1,992,918
Tier 1 Capital 11,248,199 1,992,930
Tier 2 Capital 2,194,642 374,666
Total Capital 13,442,841 2,367,596
Total Risk Weighted Assets 100,491,040 17,762,669
Leverage Ratio 10.27 11.852
Common Equity Tier 1 Capital Ratio 11.19 15.325
Tier 1 Capital Ratio 11.19 15.325
Total Capital Ratio 13.38 16.557

Timeline for Citizens Bank, National Association

Citizens Automobile Finance, Inc

Acquisition: Citizens Bank, National Association acquired a new subsidiary, Citizens Automobile Finance, Inc , 11 years

View Profile Jul 06 2012

Oh Investment Corp. Iv

Acquisition: Citizens Bank, National Association acquired a new subsidiary, Oh Investment Corp. Iv , 11 years

View Profile Jul 06 2012

5801 Southfield Service Drive Corp.

5801 Southfield Service Drive Corp. became a new subsidiary organization for Citizens Bank, National Association.

View Profile Oct 26 2010

Ma Investment Corp. Iv

Ma Investment Corp. Iv became a new subsidiary organization for Citizens Bank, National Association.

View Profile Dec 31 2009

Ny Investment Corp. Iv

Ny Investment Corp. Iv became a new subsidiary organization for Citizens Bank, National Association.

View Profile Dec 29 2009

Want to see more?

Complete timeline for Citizens Bank, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Automobile Finance, Inc Seller Pooling of Interests Discontinued 7/6/2012
Oh Investment Corp. Iv Seller Pooling of Interests Discontinued 7/6/2012
Sunkiss Realty Seller Pooling of Interests Discontinued 1/1/2009
Central Park-Nh Realty Corp Seller Pooling of Interests Discontinued 9/2/2008
Nh Preferred Funding Corporation Seller Pooling of Interests Discontinued 9/2/2008
Rbs National Bank Seller 513,520 Pooling of Interests Discontinued 9/1/2007
Cco Mortgage Corp. Seller Pooling of Interests Discontinued 9/1/2007
Citizens Bank Seller 1,581,629 Pooling of Interests Discontinued 9/1/2007
Citizens Bank Of Massachusetts Seller 35,742,491 Pooling of Interests Discontinued 9/1/2007
Citizens Bank New Hampshire Seller 10,077,634 Pooling of Interests Discontinued 9/1/2007
Citizens Bank Of Connecticut Seller 4,479,429 Pooling of Interests Discontinued 9/1/2007
Charter One Bank, National Association Seller 46,376,252 Pooling of Interests Discontinued 9/1/2007
Citizens Bank Of Rhode Island Seller 14,485,765 Pooling of Interests Discontinued 9/1/2007
Relationships Role Relationship Start Relationship End
Citizens Financial Group, Inc. Parent 5/13/2005
Citizens Funding Corp. Subsidary 9/1/2007
Court Street Holdings, Inc. Subsidary 9/1/2007
Lexington Savings Corp Subsidary 9/1/2007
Mcd Realty Limited Partnership Subsidary 9/1/2007
Citizens Asset Finance, Inc. Subsidary 9/1/2007
Citizens Securities, Inc. Subsidary 9/1/2007
Csb Investment Corp. Subsidary 9/1/2007
Minuteman Investments Corp Subsidary 9/1/2007
Connecticut Realty Investors, Inc. Subsidary 9/1/2007
Citizens One Community Development Corporation Subsidary 9/1/2007
Servco, Inc. Subsidary 9/1/2007
1215 Financial Center Associates, Ltd. Subsidary 9/1/2007
Rbs Citizens Insurance Agency,Inc. Subsidary 9/1/2007
Icx Corporation Subsidary 9/1/2007
Mass Investment Corp. Subsidary 9/1/2007
5801 Southfield Service Drive Corp. Subsidary 10/26/2010
Citizens Nh Investment Corp. Iv Subsidary 9/1/2008 3/20/2015
Citizens Ct Investment Corp. Iv Subsidary 1/1/2009 3/20/2015
Ny Investment Corp. Iv Subsidary 12/29/2009 3/20/2015
Vt Investment Corp. Iv Subsidary 12/29/2009 3/20/2015
Ma Investment Corp. Iv Subsidary 12/31/2009 3/20/2015
Cfg Appraisal Inc. Subsidary 9/1/2007 6/10/2014
Woburn National Realty Trust Subsidary 9/1/2007 6/4/2014
Charter One Securities, Inc. Subsidary 9/1/2007 6/2/2014
Connecticut Financial Realty Corporation Subsidary 9/1/2007 4/17/2014
Citizens Mortgage Corporation,Inc. Subsidary 12/11/2007 3/14/2014
Citizens Trade Services, Limited Subsidary 9/1/2007 1/22/2013
Citizens Automobile Finance, Inc Subsidary 9/1/2007 7/5/2012
Oh Investment Corp. Iv Subsidary 8/1/2009 7/5/2012
Citizens Leasing Corporation Subsidary 9/1/2007 10/31/2010
Kpf Mortgage, Llc Subsidary 9/1/2007 1/31/2010
Cbm Leasing Corporation Subsidary 9/1/2007 12/29/2009
Citizens Investment Corp Subsidary 9/1/2007 12/29/2009
Superior East, Inc. Subsidary 6/30/2007 12/29/2009
Superior West Incorporated Subsidary 9/1/2007 8/1/2009
Southeast Mortgage Group, Llc Subsidary 9/1/2007 7/31/2009
Charter One Auto Finance Corp. Subsidary 9/1/2007 7/28/2009
Sunkiss Realty Subsidary 9/1/2007 12/31/2008
Citizens Ventures, Llc Subsidary 9/1/2007 12/30/2008
Braintree Savings Corp. Subsidary 9/1/2007 11/25/2008
B.C.B Investment Corp Subsidary 9/1/2007 11/25/2008
First Chesapeake Mortgage, Llc Subsidary 9/1/2007 10/3/2008
Charter One Mortgage Of Delaware, Llc Subsidary 9/1/2007 9/30/2008
Central Park-Nh Realty Corp Subsidary 9/1/2007 9/1/2008
First Choice Mortgage, Llc Subsidary 9/1/2007 8/5/2008
Superior East, Inc. Subsidary 5/13/2005 6/29/2007
New Town Mortgage, Llc Subsidary 5/21/2005 12/30/2005
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