Vitals
  • Total Assets
    1.6B -5.8 %
  • Total Deposits
    1.2B -8.2 %
  • Total Net Loans
    1.0B 4.0 %
  • Net Income
    9.3M 18.5 %
  • Book Value
    174.6M 12.5 %
  • Book Value x2
    349.2M 12.5 %
  • Book Value x3
    523.8M 12.5 %
ROAA

1.105

ROAE

10.815

Efficiency Ratio

51.803

Net Interest Margin

2.803

Balance Sheet Highlights
Financial Highlights Citizens Bank All Insured Commercial Banks in Delaware
Balance Sheet $(000)
Total Assets 1,581,629 720,702
Total Net Loans 1,038,786 5,086,869
Total Deposits 1,236,225 530,461
Total Equity 174,614 91,736
Profitability
Net Income 9,344 42,936
Return on Average Assets 1.105 3.542
Return on Average Equity 10.815 17.847
Net Interest Margin 2.803 3.992
Efficiency Ratio 51.803 63.595
Noninterest Income/Revenue 17.46 76.588
Balance Sheet Ratios
Loan-to-Deposit 84.029 89.826
Securities/Assets .251 2.3
Total Equity/Total Assets .11 .127
Tangible Equity/Tangible Assets .064 -.435
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 110,233 83,834
Tier 2 Capital 7,361 272,089
Total Capital 117,594 98,117
Total Risk Weighted Assets 880,942 530,179
Leverage Ratio 7.3 18.848
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.51 29.733
Total Capital Ratio 13.35 31.429

Timeline for Citizens Bank

Citizens Bank, National Association

Citizens Bank was acquired by Citizens Bank, National Association 16 years

View Profile Sep 01 2007

Citizens Bank

Citizens Bank was established 22 years ago and is currently headquartered in Wilmington, DE.

Dec 01 2001

Citizens Financial Group, Inc.

Citizens Financial Group, Inc. became a new parent organization for Citizens Bank.

View Profile Dec 01 2001
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Bank, National Association Buyer 114,604,518 Pooling of Interests Discontinued 9/1/2007
Relationships Role Relationship Start Relationship End
Citizens Financial Group, Inc. Parent 12/1/2001 8/31/2007
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