Vitals
  • Total Assets
    14.5B 0.5 %
  • Total Deposits
    9.7B -6.7 %
  • Total Net Loans
    9.2B 6.8 %
  • Net Income
    82.6M -3.3 %
  • Book Value
    1.0B 3.1 %
  • Book Value x2
    2.1B 3.1 %
  • Book Value x3
    3.1B 3.1 %
ROAA

1.149

ROAE

15.333

Efficiency Ratio

51.655

Net Interest Margin

2.764

Balance Sheet Highlights
Financial Highlights Citizens Bank Of Rhode Island All Insured Commercial Banks in Rhode Island
Balance Sheet $(000)
Total Assets 14,485,765 3,080,349
Total Net Loans 9,230,617 2,359,808
Total Deposits 9,681,810 2,081,920
Total Equity 1,041,208 228,082
Profitability
Net Income 82,583 20,055
Return on Average Assets 1.149 2.846
Return on Average Equity 15.333 13.927
Net Interest Margin 2.764 3.194
Efficiency Ratio 51.655 76.301
Noninterest Income/Revenue 26.249 25.175
Balance Sheet Ratios
Loan-to-Deposit 95.34 87.454
Securities/Assets .146 .171
Total Equity/Total Assets .072 .074
Tangible Equity/Tangible Assets .068 .06
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,008,231 213,176
Tier 2 Capital 67,231 20,209
Total Capital 1,075,462 230,017
Total Risk Weighted Assets 10,344,935 2,158,908
Leverage Ratio 6.92 13.125
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.75 34.692
Total Capital Ratio 10.4 35.648

Timeline for Citizens Bank Of Rhode Island

Citizens Bank, National Association

Citizens Bank Of Rhode Island was acquired by Citizens Bank, National Association 16 years

View Profile Sep 01 2007

Cb Leasing Corp

Cb Leasing Corp became a new subsidiary organization for Citizens Bank Of Rhode Island.

View Profile Sep 13 2000

Citizens Automobile Finance, Inc

Citizens Automobile Finance, Inc became a new subsidiary organization for Citizens Bank Of Rhode Island.

View Profile Sep 24 1999

Citizens Automobile Finance Corp.

Citizens Automobile Finance Corp. became a new subsidiary organization for Citizens Bank Of Rhode Island.

View Profile Mar 01 1999

Savings Investment Corp

Savings Investment Corp became a new subsidiary organization for Citizens Bank Of Rhode Island.

View Profile Sep 30 1998

Want to see more?

Complete timeline for Citizens Bank Of Rhode Island is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Bank, National Association Buyer 114,604,518 Pooling of Interests Discontinued 9/1/2007
Citizens Trust Company Seller 1,360,900 Pooling of Interests Discontinued 3/1/1997
Old Stone Federal Savings Bank Seller 1,207,694 Failure 7/9/1994
Coastal Federal Savings Bank Seller 119,793 Failure 5/20/1994
New England Savings Bank Seller 914,884 Failure 5/22/1993
Relationships Role Relationship Start Relationship End
Citizens Financial Group, Inc. Parent 5/26/1988 8/31/2007
Citizens Financial Group, Inc. Parent 6/19/1985 5/25/1988
Citizens Securities, Inc. Subsidary 6/30/2007 8/31/2007
Csb Investment Corp. Subsidary 6/30/2007 8/31/2007
Citizens Securities, Inc. Subsidary 5/8/1996 6/29/2007
Csb Investment Corp. Subsidary 2/16/1996 6/29/2007
Citizens Mortgage Corp Subsidary 11/1/2006 12/29/2006
Cb Leasing Corp Subsidary 9/13/2000 4/27/2006
Citizens Automobile Finance Corp. Subsidary 3/1/1999 12/31/2002
Citizens Automobile Finance, Inc Subsidary 9/24/1999 12/31/2001
Frgh Corporation Subsidary 8/30/1991 8/31/2001
Citizens Leasing Corporation Subsidary 3/1/1997 9/30/2000
Savings Investment Corp Subsidary 9/30/1998 2/24/1999
Citizens Mortgage Corp Subsidary 10/1/1997 12/31/1997
Citizens Mortgage Corporation Subsidary 3/2/1994 10/1/1997
Csb Leasing Corporation Subsidary 12/18/1987 4/30/1997
Ctc Investment Corp. Subsidary 3/1/1997 3/31/1997
Bsc Investment Corp Subsidary 12/27/1996 3/31/1997
Cm Investment Corp Subsidary 3/31/1997 3/31/1997
Nyce Corporation Subsidary 4/26/1996 12/30/1996
Real Estate Switch, Inc. Subsidary 10/8/1993 9/26/1996
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