Vitals
  • Total Assets
    244.4M -16.0 %
  • Total Deposits
    240.5M -10.5 %
  • Total Net Loans
    167.3M -14.2 %
  • Net Income
    -11104000.0000
  • Book Value
    2.1M -86.7 %
  • Book Value x2
    4.2M -86.7 %
  • Book Value x3
    6.4M -86.7 %
ROAA

-5.645

ROAE

-163.799

Efficiency Ratio

344.16

Net Interest Margin

2.17

Balance Sheet Highlights
Financial Highlights Chestatee State Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 244,376 208,500
Total Net Loans 167,346 137,878
Total Deposits 240,476 180,001
Total Equity 2,124 16,922
Profitability
Net Income -11,104 -1,076
Return on Average Assets -5.645 -.549
Return on Average Equity -163.799 -10.797
Net Interest Margin 2.17 3.452
Efficiency Ratio 344.16 90.833
Noninterest Income/Revenue -25.241 10.187
Balance Sheet Ratios
Loan-to-Deposit 69.59 75.26
Securities/Assets .057 .141
Total Equity/Total Assets .009 .081
Tangible Equity/Tangible Assets .009 .08
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,158 15,766
Tier 2 Capital 2,158 1,818
Total Capital 4,316 17,643
Total Risk Weighted Assets 208,869 148,506
Leverage Ratio .85 8.648
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 1.03 12.59
Total Capital Ratio 2.07 13.837

Timeline for Chestatee State Bank

Bank Of The Ozarks

Chestatee State Bank was acquired by Bank Of The Ozarks 13 years

View Profile Dec 18 2010

Chestatee Bancshares, Inc.

Chestatee Bancshares, Inc. became a new parent organization for Chestatee State Bank.

View Profile Mar 31 2000

Chestatee State Bank

Chestatee State Bank was established 26 years ago and is currently headquartered in Dawsonville, GA.

May 15 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of The Ozarks Buyer 18,430,019 Failure 12/18/2010
Relationships Role Relationship Start Relationship End
Chestatee Bancshares, Inc. Parent 3/31/2000 12/17/2010
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