Chestatee State Bank
Dawsonville, GA — Non-member Bank
Acquired Dec 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Chestatee State Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 7,056 | 6,310 |
Income from Lease Financing Receivables | — | 0 |
6 | 15 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 3 |
Income on Loans and Leases (TE) | 7,056 | 6,318 |
Investment Interest Income (TE) | 576 | 820 |
Total Interest Income (TE) | 7,661 | 7,200 |
Total Interest Expense | 4,011 | 2,588 |
Net Interest Income (TE) | 3,650 | 4,546 |
Non-Interest Income | -1,544 | 817 |
Adjusted Operating Income (TE) | 2,106 | 5,470 |
Non-interest Expense | 7,248 | 4,828 |
Provision for Loan & Lease Losses | 6,307 | 2,024 |
Pretax Operating Income (TE) | -11,449 | -1,288 |
Pretax Net Operating Income (TE) | -11,104 | -1,120 |
Applicable Income Taxes | — | 31 |
Net Operating Income | -11,104 | -1,074 |
Net Income | -11,104 | -1,076 |
Cash Dividends Declared | — | 46 |
Retained Earnings | -11,104 | -1,147 |