Vitals
  • Total Assets
    130.7M 7.9 %
  • Total Deposits
    105.7M 11.2 %
  • Total Net Loans
    104.6M 6.3 %
  • Net Income
    1.6M 2.8 %
  • Book Value
    13.1M -0.5 %
  • Book Value x2
    26.2M -0.5 %
  • Book Value x3
    39.4M -0.5 %
ROAA

1.319

ROAE

12.347

Efficiency Ratio

50.757

Net Interest Margin

4.99

Balance Sheet Highlights
Financial Highlights Central Valley Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 130,662 95,041
Total Net Loans 104,583 64,366
Total Deposits 105,717 76,612
Total Equity 13,123 9,532
Profitability
Net Income 1,629 1,200
Return on Average Assets 1.319 1.186
Return on Average Equity 12.347 11.689
Net Interest Margin 4.99 3.863
Efficiency Ratio 50.757 61.109
Noninterest Income/Revenue 9.387 10.59
Balance Sheet Ratios
Loan-to-Deposit 98.927 80.495
Securities/Assets .073 .367
Total Equity/Total Assets .1 .1
Tangible Equity/Tangible Assets .076 .068
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,056 9,161
Tier 2 Capital 1,182 741
Total Capital 11,238 9,895
Total Risk Weighted Assets 94,336 69,269
Leverage Ratio 8 10.021
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.66 14.462
Total Capital Ratio 11.91 15.525

Timeline for Central Valley Bank

Midwestone Bank

Central Valley Bank was acquired by Midwestone Bank 18 years

View Profile Jan 01 2006

Valley Financial Services, Inc.

Valley Financial Services, Inc. became a new subsidiary organization for Central Valley Bank.

View Profile Feb 07 1997

Midwestone Financial Group, Inc

Midwestone Financial Group, Inc became a new parent organization for Central Valley Bank.

View Profile Jun 27 1994

United Federal Savings Association Of Iowa

Acquisition: Central Valley Bank acquired a new subsidiary, United Federal Savings Association Of Iowa, 29 years

View Profile Jun 25 1994

Central Valley Bank

Central Valley Bank was established 29 years ago and is currently headquartered in Ottumwa, IA.

Jun 24 1994
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Midwestone Bank Buyer 789,190 Pooling of Interests Discontinued 1/1/2006
United Federal Savings Association Of Iowa Seller 196,162 Failure 6/25/1994
Relationships Role Relationship Start Relationship End
Midwestone Financial Group, Inc Parent 1/1/2004 12/31/2005
Midwestone Financial Group, Inc Parent 6/27/1994 12/31/2003
Valley Financial Services, Inc. Subsidary 2/7/1997 4/26/2004
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