Vitals
  • Total Assets
    231.0M 4.1 %
  • Total Deposits
    190.7M 8.4 %
  • Total Net Loans
    169.5M 2.9 %
  • Net Income
    2.6M 23.9 %
  • Book Value
    25.4M 3.0 %
  • Book Value x2
    50.9M 3.0 %
  • Book Value x3
    76.3M 3.0 %
ROAA

1.143

ROAE

10.114

Efficiency Ratio

65.219

Net Interest Margin

3.595

Balance Sheet Highlights
Financial Highlights Central State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 230,959 198,346
Total Net Loans 169,535 133,864
Total Deposits 190,736 165,124
Total Equity 25,448 22,060
Profitability
Net Income 2,561 2,310
Return on Average Assets 1.143 1.15
Return on Average Equity 10.114 9.92
Net Interest Margin 3.595 3.587
Efficiency Ratio 65.219 60.34
Noninterest Income/Revenue 6.074 13.494
Balance Sheet Ratios
Loan-to-Deposit 88.885 77.091
Securities/Assets .09 .197
Total Equity/Total Assets .11 .111
Tangible Equity/Tangible Assets .103 .107
Capital Adequacy
Tier 1 Common Capital 23,899 21,135
Tier 1 Capital 23,899 21,140
Tier 2 Capital 2,251 1,625
Total Capital 26,150 22,777
Total Risk Weighted Assets 179,695 151,308
Leverage Ratio 10.46 10.944
Common Equity Tier 1 Capital Ratio 13.3 15.631
Tier 1 Capital Ratio 13.3 15.631
Total Capital Ratio 14.55 16.675

Timeline for Central State Bank

Farmers Savings Bank

Acquisition: Central State Bank acquired a new subsidiary, Farmers Savings Bank, 11 years

View Profile Jan 01 2013

Corridor State Bank

Acquisition: Central State Bank acquired a new subsidiary, Corridor State Bank, 13 years

View Profile Oct 23 2010

Ajj Bancorp, Inc.

Ajj Bancorp, Inc. became a new parent organization for Central State Bank.

View Profile Sep 02 1994

First State Savings Bank

Acquisition: Central State Bank acquired a new subsidiary, First State Savings Bank, 34 years

View Profile Jan 13 1990

Volga State Bank

Acquisition: Central State Bank acquired a new subsidiary, Volga State Bank , 58 years

View Profile Sep 15 1966

Want to see more?

Complete timeline for Central State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Farmers Savings Bank Seller 47,196 Acquisition Discontinued 1/1/2013
Corridor State Bank Seller 58,395 Pooling of Interests Discontinued 10/23/2010
First State Savings Bank Seller 7,877 Discontinued 1/13/1990
Volga State Bank Seller Discontinued 9/15/1966
Relationships Role Relationship Start Relationship End
Ajj Bancorp, Inc. Parent 12/29/2005
Ajj Bancorp, Inc. Parent 9/2/1994 12/28/2005
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