Vitals
  • Total Assets
    263.3M -2.2 %
  • Total Deposits
    238.4M -2.3 %
  • Total Net Loans
    140.3M 10.8 %
  • Net Income
    3.1M 16.0 %
  • Book Value
    23.3M -2.6 %
  • Book Value x2
    46.6M -2.6 %
  • Book Value x3
    70.0M -2.6 %
ROAA

1.14

ROAE

12.373

Efficiency Ratio

62.619

Net Interest Margin

3.568

Balance Sheet Highlights
Financial Highlights Centera Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 263,270 161,058
Total Net Loans 140,288 97,183
Total Deposits 238,425 131,657
Total Equity 23,318 18,008
Profitability
Net Income 3,074 1,663
Return on Average Assets 1.14 .954
Return on Average Equity 12.373 8.443
Net Interest Margin 3.568 3.683
Efficiency Ratio 62.619 68.374
Noninterest Income/Revenue 10.731 15.013
Balance Sheet Ratios
Loan-to-Deposit 58.84 72.321
Securities/Assets .397 .241
Total Equity/Total Assets .089 .112
Tangible Equity/Tangible Assets .083 .109
Capital Adequacy
Tier 1 Common Capital 22,700 17,454
Tier 1 Capital 22,700 17,457
Tier 2 Capital 1,691 1,279
Total Capital 24,391 18,771
Total Risk Weighted Assets 168,613 112,595
Leverage Ratio 8.5 11.048
Common Equity Tier 1 Capital Ratio 13.46 16.94
Tier 1 Capital Ratio 13.46 16.949
Total Capital Ratio 14.47 18.109

Timeline for Centera Bank

The Peoples State Bank, Of Minneola, Kansas

Acquisition: Centera Bank acquired a new subsidiary, The Peoples State Bank, Of Minneola, Kansas, 18 years

View Profile Nov 19 2005

First State Bank

Acquisition: Centera Bank acquired a new subsidiary, First State Bank, 26 years

View Profile Apr 01 1998

The State Bank Of Satanta

Acquisition: Centera Bank acquired a new subsidiary, The State Bank Of Satanta, 29 years

View Profile Jun 11 1994

Santa Fe Trail Banc Shares, Inc.

Santa Fe Trail Banc Shares, Inc. became a new parent organization for Centera Bank.

View Profile Jul 01 1978

Centera Bank

Centera Bank was established 86 years ago and is currently headquartered in Sublette, KS.

Oct 18 1937
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Peoples State Bank, Of Minneola, Kansas Seller 12,283 Acquisition Discontinued 11/19/2005
First State Bank Seller 22,266 Acquisition Discontinued 4/1/1998
The State Bank Of Satanta Seller 35,847 Discontinued 6/11/1994
Relationships Role Relationship Start Relationship End
Santa Fe Trail Banc Shares, Inc. Parent 7/1/1978
Similar Organizations
Organization City State Total Assets
West Town Bank & Trust
 		North Riverside IL 259.7M
First State Bank Of Burnet
 		Burnet TX 259.2M
Englewood Bank & Trust
 		Englewood FL 259.1M
Peoples Trust Company Of St. Albans
 		Saint Albans VT 258.8M
F&M Bank
 		West Point NE 263.4M
First Bank
 		Dalton GA 263.5M
Freedombank
 		Elkader IA 255.7M
Citizens Bank & Trust Company
 		Plaquemine LA 265.7M
The Scottdale Bank & Trust Company
 		Scottdale PA 266.6M
The Shelby County State Bank
 		Harlan IA 253.6M