Vitals
  • Total Assets
    499.7M -17.2 %
  • Total Deposits
    440.2M -19.1 %
  • Total Net Loans
    314.4M -31.5 %
  • Net Income
    -6523000.0000
  • Book Value
    53.1M 14.4 %
  • Book Value x2
    106.2M 14.4 %
  • Book Value x3
    159.3M 14.4 %
ROAA

-5.118

ROAE

-46.307

Efficiency Ratio

66.052

Net Interest Margin

3.865

Balance Sheet Highlights
Financial Highlights Cb&T Bank Of Middle Georgia All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 499,687 232,450
Total Net Loans 314,359 157,333
Total Deposits 440,237 197,460
Total Equity 53,104 19,316
Profitability
Net Income -6,523 -176
Return on Average Assets -5.118 -.248
Return on Average Equity -46.307 -4.985
Net Interest Margin 3.865 3.366
Efficiency Ratio 66.052 88.401
Noninterest Income/Revenue 6.205 10.681
Balance Sheet Ratios
Loan-to-Deposit 71.407 76.294
Securities/Assets .171 .192
Total Equity/Total Assets .106 .083
Tangible Equity/Tangible Assets .106 -1.445
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 51,246 18,260
Tier 2 Capital 4,340 2,143
Total Capital 55,586 20,389
Total Risk Weighted Assets 339,492 167,998
Leverage Ratio 10.06 8.807
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.09 12.606
Total Capital Ratio 16.37 13.849

Timeline for Cb&T Bank Of Middle Georgia

Synovus Bank

Cb&T Bank Of Middle Georgia was acquired by Synovus Bank 13 years

View Profile Jun 01 2010

The Citizens Bank

Acquisition: Cb&T Bank Of Middle Georgia acquired a new subsidiary, The Citizens Bank, 17 years

View Profile Jan 13 2007

First Federal Savings Association

Acquisition: Cb&T Bank Of Middle Georgia acquired a new subsidiary, First Federal Savings Association, 33 years

View Profile Aug 18 1990

Synovus Financial Corp.

Synovus Financial Corp. became a new parent organization for Cb&T Bank Of Middle Georgia.

View Profile Jun 05 1989

International City Bancorp, Inc.

International City Bancorp, Inc. became a new parent organization for Cb&T Bank Of Middle Georgia.

View Profile Dec 22 1986

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Complete timeline for Cb&T Bank Of Middle Georgia is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Synovus Bank Buyer 29,492,165 Pooling of Interests Discontinued 6/1/2010
The Citizens Bank Seller 118,568 Pooling of Interests Discontinued 1/13/2007
First Federal Savings Association Seller 144,087 Failure 8/18/1990
Relationships Role Relationship Start Relationship End
Synovus Financial Corp. Parent 6/5/1989 5/31/2010
International City Bancorp, Inc. Parent 12/22/1986 6/4/1989
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