Vitals
  • Total Assets
    328.5M 8.6 %
  • Total Deposits
    284.5M 23.4 %
  • Total Net Loans
    240.9M -2.3 %
  • Net Income
    -958000.0000 -854.3 %
  • Book Value
    27.5M 2.9 %
  • Book Value x2
    55.0M 2.9 %
  • Book Value x3
    82.4M 2.9 %
ROAA

-1.262

ROAE

-13.695

Efficiency Ratio

59.943

Net Interest Margin

4.346

Balance Sheet Highlights
Financial Highlights Cb&T Bank Of East Alabama All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 328,496 225,852
Total Net Loans 240,938 140,200
Total Deposits 284,503 190,341
Total Equity 27,479 22,144
Profitability
Net Income -958 313
Return on Average Assets -1.262 .529
Return on Average Equity -13.695 4.928
Net Interest Margin 4.346 3.858
Efficiency Ratio 59.943 69.316
Noninterest Income/Revenue 10.248 12.256
Balance Sheet Ratios
Loan-to-Deposit 84.687 71.078
Securities/Assets .049 .432
Total Equity/Total Assets .084 .098
Tangible Equity/Tangible Assets .084 -7.789
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 27,191 21,433
Tier 2 Capital 3,310 1,825
Total Capital 30,501 23,250
Total Risk Weighted Assets 260,876 158,477
Leverage Ratio 8.95 10.305
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.42 15.354
Total Capital Ratio 11.69 16.491

Timeline for Cb&T Bank Of East Alabama

Synovus Bank

Cb&T Bank Of East Alabama was acquired by Synovus Bank 13 years

View Profile Jun 01 2010

Phenix Federal Savings And Loan Association, Fa

Acquisition: Cb&T Bank Of East Alabama acquired a new subsidiary, Phenix Federal Savings And Loan Association, Fa, 34 years

View Profile May 19 1990

Synovus Financial Corp.

Synovus Financial Corp. became a new parent organization for Cb&T Bank Of East Alabama.

View Profile Apr 14 1989

F & M Bancshares, Inc.

F & M Bancshares, Inc. became a new parent organization for Cb&T Bank Of East Alabama.

View Profile Dec 31 1970

Cb&T Bank Of East Alabama

Cb&T Bank Of East Alabama was established 115 years ago and is currently headquartered in Phenix City, AL.

Apr 06 1909
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Synovus Bank Buyer 29,492,165 Pooling of Interests Discontinued 6/1/2010
Phenix Federal Savings And Loan Association, Fa Seller 105,049 Failure 5/19/1990
Relationships Role Relationship Start Relationship End
Synovus Financial Corp. Parent 4/14/1989 5/31/2010
F & M Bancshares, Inc. Parent 12/21/1985 4/13/1989
F & M Bancshares, Inc. Parent 5/31/1983 12/20/1985
F & M Bancshares, Inc. Parent 5/31/1982 5/30/1983
F & M Bancshares, Inc. Parent 5/31/1981 5/30/1982
F & M Bancshares, Inc. Parent 5/31/1980 5/30/1981
F & M Bancshares, Inc. Parent 12/31/1976 5/30/1980
F & M Bancshares, Inc. Parent 12/31/1970 12/30/1976
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