Vitals
  • Total Assets
    331.5M 4.1 %
  • Total Deposits
    301.2M 3.0 %
  • Total Net Loans
    201.8M 10.0 %
  • Net Income
    442000.0000 -29.8 %
  • Book Value
    22.8M 13.2 %
  • Book Value x2
    45.7M 13.2 %
  • Book Value x3
    68.5M 13.2 %
ROAA

.539

ROAE

7.804

Efficiency Ratio

83.089

Net Interest Margin

4.185

Balance Sheet Highlights
Financial Highlights Big Lake National Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 331,464 257,398
Total Net Loans 201,838 180,983
Total Deposits 301,250 210,262
Total Equity 22,826 24,190
Profitability
Net Income 442 1,466
Return on Average Assets .539 1.292
Return on Average Equity 7.804 14.471
Net Interest Margin 4.185 4.374
Efficiency Ratio 83.089 68.681
Noninterest Income/Revenue 12.76 8.896
Balance Sheet Ratios
Loan-to-Deposit 67 83.166
Securities/Assets .211 .358
Total Equity/Total Assets .069 .094
Tangible Equity/Tangible Assets .067 -.087
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 22,734 23,489
Tier 2 Capital 2,397 2,296
Total Capital 25,131 25,803
Total Risk Weighted Assets 191,646 192,067
Leverage Ratio 6.94 10.811
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.86 14.768
Total Capital Ratio 13.11 15.882

Timeline for Big Lake National Bank

Seacoast National Bank

Big Lake National Bank was acquired by Seacoast National Bank 17 years

View Profile Jun 03 2006

Seacoast Banking Corporation Of Florida

Seacoast Banking Corporation Of Florida became a new parent organization for Big Lake National Bank.

View Profile Apr 01 2006

Clewiston National Bank

Acquisition: Big Lake National Bank acquired a new subsidiary, Clewiston National Bank, 26 years

View Profile May 01 1998

Big Lake National Bank

Big Lake National Bank was established 37 years ago and is currently headquartered in Okeechobee, FL.

Jul 14 1986

Big Lake Financial Corporation

Big Lake Financial Corporation became a new parent organization for Big Lake National Bank.

View Profile Jul 09 1986
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Seacoast National Bank Buyer 4,513,754 Pooling of Interests Discontinued 6/3/2006
Clewiston National Bank Seller 47,707 Pooling of Interests Discontinued 5/1/1998
Relationships Role Relationship Start Relationship End
Seacoast Banking Corporation Of Florida Parent 4/1/2006 6/2/2006
Big Lake Financial Corporation Parent 7/9/1986 3/31/2006
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