Vitals
  • Total Assets
    350.0M 5.3 %
  • Total Deposits
    299.6M 9.1 %
  • Total Net Loans
    208.0M 5.0 %
  • Net Income
    4.6M 35.0 %
  • Book Value
    34.4M 0.7 %
  • Book Value x2
    68.9M 0.7 %
  • Book Value x3
    103.3M 0.7 %
ROAA

1.333

ROAE

13.723

Efficiency Ratio

68.067

Net Interest Margin

3.751

Balance Sheet Highlights
Financial Highlights Beacon Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 349,989 139,469
Total Net Loans 208,011 90,163
Total Deposits 299,618 119,411
Total Equity 34,426 14,761
Profitability
Net Income 4,631 1,588
Return on Average Assets 1.333 1.059
Return on Average Equity 13.723 9.966
Net Interest Margin 3.751 3.844
Efficiency Ratio 68.067 69.087
Noninterest Income/Revenue 9.508 13.478
Balance Sheet Ratios
Loan-to-Deposit 69.425 73.727
Securities/Assets .327 .179
Total Equity/Total Assets .098 .106
Tangible Equity/Tangible Assets .098 .104
Capital Adequacy
Tier 1 Common Capital 34,592 14,190
Tier 1 Capital 34,592 14,197
Tier 2 Capital 2,885 1,059
Total Capital 37,477 15,278
Total Risk Weighted Assets 250,159 98,331
Leverage Ratio 9.73 10.355
Common Equity Tier 1 Capital Ratio 13.83 15.354
Tier 1 Capital Ratio 13.83 15.366
Total Capital Ratio 14.98 16.46

Timeline for Beacon Bank

Alerus Financial, National Association

Beacon Bank was acquired by Alerus Financial, National Association 8 years

View Profile Jan 16 2016

Excelsior Financial Services, Inc.

Excelsior Financial Services, Inc. became a new parent organization for Beacon Bank.

View Profile May 26 1994

Jdob, Inc.

Jdob, Inc. became a new parent organization for Beacon Bank.

View Profile Jun 28 1989

New Germany Bancshares, Inc.

New Germany Bancshares, Inc. became a new parent organization for Beacon Bank.

View Profile Jan 12 1983

Beacon Bank

Beacon Bank was established 118 years ago and is currently headquartered in Shorewood, MN.

Jan 01 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Alerus Financial, National Association Buyer 1,933,711 Acquisition Discontinued 1/16/2016
Relationships Role Relationship Start Relationship End
Excelsior Financial Services, Inc. Parent 5/26/1994 1/15/2016
Jdob, Inc. Parent 6/28/1989 6/7/1990
New Germany Bancshares, Inc. Parent 1/12/1983 6/27/1989
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