Vitals
  • Total Assets
    248.9M 2.0 %
  • Total Deposits
    217.6M 3.0 %
  • Total Net Loans
    117.1M -0.9 %
  • Net Income
    2.2M 18.8 %
  • Book Value
    23.8M 0.9 %
  • Book Value x2
    47.6M 0.9 %
  • Book Value x3
    71.4M 0.9 %
ROAA

.892

ROAE

8.921

Efficiency Ratio

66.154

Net Interest Margin

3.42

Balance Sheet Highlights
Financial Highlights Bank Of Yazoo City All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 248,872 525,484
Total Net Loans 117,126 348,104
Total Deposits 217,604 440,088
Total Equity 23,809 60,485
Profitability
Net Income 2,203 5,177
Return on Average Assets .892 .911
Return on Average Equity 8.921 8.357
Net Interest Margin 3.42 3.971
Efficiency Ratio 66.154 70.327
Noninterest Income/Revenue 18.008 22.171
Balance Sheet Ratios
Loan-to-Deposit 53.825 71.665
Securities/Assets .435 .197
Total Equity/Total Assets .096 .115
Tangible Equity/Tangible Assets .096 .102
Capital Adequacy
Tier 1 Common Capital 25,996 52,498
Tier 1 Capital 25,996 52,598
Tier 2 Capital 1,796 3,510
Total Capital 27,792 56,103
Total Risk Weighted Assets 143,277 380,206
Leverage Ratio 10.61 10.71
Common Equity Tier 1 Capital Ratio 18.14 16.284
Tier 1 Capital Ratio 18.14 16.342
Total Capital Ratio 19.4 17.377

Timeline for Bank Of Yazoo City

Yazoo Capital Corporation

Yazoo Capital Corporation became a new parent organization for Bank Of Yazoo City.

View Profile Jul 09 1982

Producer Agricultural Credit Corporation

Producer Agricultural Credit Corporation became a new subsidiary organization for Bank Of Yazoo City.

View Profile Jul 09 1982

Bank Of Yazoo City

Bank Of Yazoo City was established 148 years ago and is currently headquartered in Yazoo City, MS.

Apr 15 1876
Relationships Role Relationship Start Relationship End
Yazoo Capital Corporation Parent 6/16/1997
Yazoo Capital Corporation Parent 11/17/1986 6/15/1997
Yazoo Capital Corporation Parent 7/9/1982 11/16/1986
Producer Agricultural Credit Corporation Subsidary 7/9/1982 6/23/1987
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