Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Yazoo City All Insured Commercial Banks in Mississippi
Interest and Fees on Loans 6,208 17,253
Income from Lease Financing Receivables — 3
61 26
Estimated Tax Benefit from Tax-Exempt Loan Income 31 13
Income on Loans and Leases (TE) 6,239 17,289
Investment Interest Income (TE) 2,158 2,808
Total Interest Income (TE) 8,414 20,209
Total Interest Expense 538 1,763
Net Interest Income (TE) 7,876 18,449
Non-Interest Income 1,848 5,757
Adjusted Operating Income (TE) 9,724 24,205
Non-interest Expense 6,433 16,370
Provision for Loan & Lease Losses — 563
Pretax Operating Income (TE) 3,291 7,204
Pretax Net Operating Income (TE) 3,370 7,253
Applicable Income Taxes 785 1,422
Net Operating Income 2,203 5,177
Net Income 2,203 5,177
Cash Dividends Declared 945 2,913
Retained Earnings 1,258 1,357