Vitals
  • Total Assets
    345.5M -19.2 %
  • Total Deposits
    297.6M -19.0 %
  • Total Net Loans
    272.5M -0.7 %
  • Net Income
    1.5M 408.3 %
  • Book Value
    46.6M 257.6 %
  • Book Value x2
    93.3M 257.6 %
  • Book Value x3
    139.9M 257.6 %
ROAA

.821

ROAE

6.482

Efficiency Ratio

93.088

Net Interest Margin

3.561

Balance Sheet Highlights
Financial Highlights Bank Of The Carolinas All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 345,464 1,725,530
Total Net Loans 272,498 1,111,679
Total Deposits 297,582 1,439,898
Total Equity 46,639 177,471
Profitability
Net Income 1,492 6,896
Return on Average Assets .821 .734
Return on Average Equity 6.482 6.278
Net Interest Margin 3.561 3.691
Efficiency Ratio 93.088 77.664
Noninterest Income/Revenue 8.557 25.539
Balance Sheet Ratios
Loan-to-Deposit 91.571 82.585
Securities/Assets .037 .215
Total Equity/Total Assets .135 .103
Tangible Equity/Tangible Assets .135 .093
Capital Adequacy
Tier 1 Common Capital 46,587 159,399
Tier 1 Capital 46,587 159,976
Tier 2 Capital 3,487 12,690
Total Capital 50,074 172,648
Total Risk Weighted Assets 278,006 1,258,177
Leverage Ratio 13.19 10.138
Common Equity Tier 1 Capital Ratio 16.76 13.265
Tier 1 Capital Ratio 16.76 13.455
Total Capital Ratio 18.01 14.61

Timeline for Bank Of The Carolinas

Bank Of The Ozarks

Bank Of The Carolinas was acquired by Bank Of The Ozarks 8 years

View Profile Aug 06 2015

Bank Of The Carolinas Corporation

Bank Of The Carolinas Corporation became a new parent organization for Bank Of The Carolinas.

View Profile Aug 19 2006

Bank Of The Carolinas

Acquisition: Bank Of The Carolinas acquired a new subsidiary, Bank Of The Carolinas, 22 years

View Profile Jan 01 2002

Boc Financial Corp.

Acquisition: Bank Of The Carolinas acquired a new subsidiary, Boc Financial Corp. , 22 years

View Profile Jan 01 2002

Bank Of The Carolinas

Bank Of The Carolinas was established 25 years ago and is currently headquartered in Mocksville, NC.

Dec 07 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of The Ozarks Buyer 18,430,019 Acquisition Discontinued 8/6/2015
Bank Of The Carolinas Seller 45,368 Acquisition Discontinued 1/1/2002
Boc Financial Corp. Seller Acquisition Discontinued 1/1/2002
Relationships Role Relationship Start Relationship End
Bank Of The Carolinas Corporation Parent 8/19/2006 8/5/2015
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