Vitals
  • Total Assets
    225.1M 8.8 %
  • Total Deposits
    186.5M 5.5 %
  • Total Net Loans
    173.4M 13.6 %
  • Net Income
    660000.0000 -15.2 %
  • Book Value
    18.7M 18.6 %
  • Book Value x2
    37.5M 18.6 %
  • Book Value x3
    56.2M 18.6 %
ROAA

1.19

ROAE

14.299

Efficiency Ratio

56.373

Net Interest Margin

4.036

Balance Sheet Highlights
Financial Highlights Bank Of Northumberland, Incorporated All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 225,069 323,702
Total Net Loans 173,366 231,390
Total Deposits 186,462 262,309
Total Equity 18,743 31,716
Profitability
Net Income 660 4,558
Return on Average Assets 1.19 1.118
Return on Average Equity 14.299 11.517
Net Interest Margin 4.036 4.196
Efficiency Ratio 56.373 66.465
Noninterest Income/Revenue 6.299 13.23
Balance Sheet Ratios
Loan-to-Deposit 92.977 84.785
Securities/Assets .172 .678
Total Equity/Total Assets .083 .098
Tangible Equity/Tangible Assets .083 -.267
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 19,037 29,779
Tier 2 Capital 2,911 2,748
Total Capital 21,948 32,832
Total Risk Weighted Assets 152,551 243,429
Leverage Ratio 8.58 10.082
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.48 13.555
Total Capital Ratio 14.39 14.752

Timeline for Bank Of Northumberland, Incorporated

Evb

Bank Of Northumberland, Incorporated was acquired by Evb 18 years

View Profile Apr 22 2006

Evb Financial Services, Inc.

Evb Financial Services, Inc. became a new subsidiary organization for Bank Of Northumberland, Incorporated.

View Profile Jul 01 2002

Eastern Virginia Bankshares, Inc.

Eastern Virginia Bankshares, Inc. became a new parent organization for Bank Of Northumberland, Incorporated.

View Profile Dec 30 1997

First County Services Company

First County Services Company became a new subsidiary organization for Bank Of Northumberland, Incorporated.

View Profile Jun 20 1996

Bank Of Northumberland, Incorporated

Bank Of Northumberland, Incorporated was established 114 years ago and is currently headquartered in Heathsville, VA.

Mar 23 1910
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Evb Buyer 1,315,213 Pooling of Interests Discontinued 4/22/2006
Relationships Role Relationship Start Relationship End
Eastern Virginia Bankshares, Inc. Parent 12/30/1997 4/21/2006
First County Services Company Subsidary 6/20/1996 4/21/2006
Evb Financial Services, Inc. Subsidary 7/1/2002 4/21/2006
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