Vitals
  • Total Assets
    4.7B -18.7 %
  • Total Deposits
    4.0B -17.8 %
  • Total Net Loans
    3.5B -24.2 %
  • Net Income
    -82243000.0000
  • Book Value
    402.6M -28.9 %
  • Book Value x2
    805.1M -28.9 %
  • Book Value x3
    1.2B -28.9 %
ROAA

-7.039

ROAE

-76.408

Efficiency Ratio

188.115

Net Interest Margin

2.928

Balance Sheet Highlights
Financial Highlights Bank Of North Georgia All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 4,673,717 232,450
Total Net Loans 3,487,334 157,333
Total Deposits 4,028,011 197,460
Total Equity 402,569 19,316
Profitability
Net Income -82,243 -176
Return on Average Assets -7.039 -.248
Return on Average Equity -76.408 -4.985
Net Interest Margin 2.928 3.366
Efficiency Ratio 188.115 88.401
Noninterest Income/Revenue -51.475 10.681
Balance Sheet Ratios
Loan-to-Deposit 86.577 76.294
Securities/Assets .105 .192
Total Equity/Total Assets .086 .083
Tangible Equity/Tangible Assets .085 -1.445
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 381,458 18,260
Tier 2 Capital 49,994 2,143
Total Capital 431,452 20,389
Total Risk Weighted Assets 3,905,115 167,998
Leverage Ratio 8.17 8.807
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.77 12.606
Total Capital Ratio 11.05 13.849

Timeline for Bank Of North Georgia

Synovus Bank

Bank Of North Georgia was acquired by Synovus Bank 13 years

View Profile Jun 01 2010

American Southern Bank

Acquisition: Bank Of North Georgia acquired a new subsidiary, American Southern Bank, 15 years

View Profile Apr 25 2009

Citizens Bank And Trust Of West Georgia

Acquisition: Bank Of North Georgia acquired a new subsidiary, Citizens Bank And Trust Of West Georgia, 15 years

View Profile Oct 25 2008

Citizens & Merchants State Bank

Acquisition: Bank Of North Georgia acquired a new subsidiary, Citizens & Merchants State Bank, 15 years

View Profile Oct 25 2008

Synovus Insurance Services Of West Georgia, Inc.

Synovus Insurance Services Of West Georgia, Inc. became a new subsidiary organization for Bank Of North Georgia.

View Profile Oct 25 2008

Want to see more?

Complete timeline for Bank Of North Georgia is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Synovus Bank Buyer 29,492,165 Pooling of Interests Discontinued 6/1/2010
American Southern Bank Seller 105,950 Failure 4/25/2009
Citizens Bank And Trust Of West Georgia Seller 469,525 Pooling of Interests Discontinued 10/25/2008
Citizens & Merchants State Bank Seller 273,262 Pooling of Interests Discontinued 10/25/2008
First Nation Bank Seller 486,347 Pooling of Interests Discontinued 9/10/2007
Peachtree National Bank Seller 241,617 Pooling of Interests Discontinued 9/10/2007
Riverside Bank Seller 665,114 Acquisition Discontinued 3/25/2006
Mountain National Bank Seller 248,142 Pooling of Interests Discontinued 7/19/2004
Charter Bank And Trust Co. Seller 299,087 Pooling of Interests Discontinued 7/19/2004
North Georgia National Bank Seller 57,663 Discontinued 7/5/1994
Relationships Role Relationship Start Relationship End
Synovus Financial Corp. Parent 9/1/1998 5/31/2010
Community Bank Capital Corporation Parent 4/16/1998 8/31/1998
Synovus Insurance Services Of West Georgia, Inc. Subsidary 10/25/2008 3/16/2009
Merit Leasing Corporation Subsidary 7/19/2004 12/30/2005
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