Vitals
  • Total Assets
    4.4B 1.6 %
  • Total Deposits
    3.7B 3.3 %
  • Total Net Loans
    3.2B 4.9 %
  • Net Income
    78.5M 6.6 %
  • Book Value
    438.8M 5.0 %
  • Book Value x2
    877.6M 5.0 %
  • Book Value x3
    1.3B 5.0 %
ROAA

1.826

ROAE

17.97

Efficiency Ratio

51.81

Net Interest Margin

3.489

Balance Sheet Highlights
Financial Highlights Pinnacle Bank All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 4,372,911 170,284
Total Net Loans 3,244,350 117,277
Total Deposits 3,748,221 137,686
Total Equity 438,786 18,945
Profitability
Net Income 78,492 1,911
Return on Average Assets 1.826 1.018
Return on Average Equity 17.97 9.028
Net Interest Margin 3.489 3.761
Efficiency Ratio 51.81 64.484
Noninterest Income/Revenue 16.363 12.891
Balance Sheet Ratios
Loan-to-Deposit 86.557 83.61
Securities/Assets .194 .163
Total Equity/Total Assets .1 .111
Tangible Equity/Tangible Assets .094 .107
Capital Adequacy
Tier 1 Common Capital 419,989 18,124
Tier 1 Capital 419,989 18,269
Tier 2 Capital 46,131 1,473
Total Capital 466,120 19,774
Total Risk Weighted Assets 3,677,116 134,666
Leverage Ratio 9.68 11.078
Common Equity Tier 1 Capital Ratio 11.42 14.674
Tier 1 Capital Ratio 11.42 14.698
Total Capital Ratio 12.68 15.794

Timeline for Pinnacle Bank

Home State Bank

Acquisition: Pinnacle Bank acquired a new subsidiary, Home State Bank, 9 years

View Profile Jan 01 2015

Hastings State Bank

Acquisition: Pinnacle Bank acquired a new subsidiary, Hastings State Bank, 11 years

View Profile Dec 20 2012

First State Bank Of Joplin

Acquisition: Pinnacle Bank acquired a new subsidiary, First State Bank Of Joplin, 11 years

View Profile Dec 18 2012

American National Bank Of Fremont

Acquisition: Pinnacle Bank acquired a new subsidiary, American National Bank Of Fremont, 13 years

View Profile Dec 01 2010

Farmers And Merchants Bank

Acquisition: Pinnacle Bank acquired a new subsidiary, Farmers And Merchants Bank, 16 years

View Profile Aug 25 2007

Want to see more?

Complete timeline for Pinnacle Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Home State Bank Seller 81,765 Acquisition Discontinued 1/1/2015
Hastings State Bank Seller 136,324 Acquisition Discontinued 12/20/2012
First State Bank Of Joplin Seller 172,509 Acquisition Discontinued 12/18/2012
American National Bank Of Fremont Seller 165,858 Acquisition Discontinued 12/1/2010
Farmers And Merchants Bank Seller 54,183 Pooling of Interests Discontinued 8/25/2007
Pinnacle Bank, National Association Seller 97,722 Pooling of Interests Discontinued 2/17/2007
The First National Bank Of Elwood Seller 21,974 Acquisition Discontinued 3/6/2003
The Wymore State Bank Seller 12,300 Pooling of Interests Discontinued 9/28/2002
The Beatrice National Bank And Trust Company Seller 82,042 Acquisition Discontinued 7/8/2002
Pinnacle Bank, National Association Seller 47,350 Pooling of Interests Discontinued 11/18/2000
Pinnacle Bank Seller 79,208 Pooling of Interests Discontinued 9/23/2000
Pinnacle Bank Seller 59,373 Pooling of Interests Discontinued 9/23/2000
Pinnacle Bank Seller 72,626 Pooling of Interests Discontinued 9/23/2000
Pinnacle Bank, National Association Seller 117,725 Pooling of Interests Discontinued 5/27/2000
Pinnacle Bank, National Association Seller 31,480 Pooling of Interests Discontinued 5/27/2000
Pinnacle Bank Seller 118,259 Pooling of Interests Discontinued 5/27/2000
Pinnacle Bank, National Association Seller 28,184 Pooling of Interests Discontinued 5/27/2000
Crete State Bank Seller 53,422 Pooling of Interests Discontinued 5/3/2000
Havelock Bank Seller 220,708 Pooling of Interests Discontinued 1/29/2000
Pinnacle Bank, National Association Seller 32,026 Pooling of Interests Discontinued 11/13/1999
Pinnacle Bank Seller 20,035 Pooling of Interests Discontinued 11/13/1999
Waverly Bank Seller 22,894 Acquisition Discontinued 10/12/1999
Gretna State Bank Seller 25,227 Pooling of Interests Discontinued 4/12/1999
Bank Of The Midlands Seller 26,806 Discontinued 11/13/1989
Relationships Role Relationship Start Relationship End
Pinnacle Bancorp, Inc. Parent 9/1/2005
Pinnacle Bancorp, Inc. Parent 11/17/2000 8/31/2005
Pinnacle Bancorp, Inc. Parent 9/23/2000 11/16/2000
Pinnacle Bancorp, Inc. Parent 5/26/2000 9/22/2000
Pinnacle Bancorp, Inc. Parent 1/28/2000 5/25/2000
Osceola Insurance, Inc. Parent 11/12/1999 1/27/2000
Pinnacle Bancorp, Inc. Parent 10/12/1999 1/27/2000
Osceola Insurance, Inc. Parent 10/12/1999 11/11/1999
Osceola Insurance, Inc. Parent 4/9/1999 10/11/1999
Pinnacle Bancorp, Inc. Parent 4/9/1999 10/11/1999
Pinnacle Bancorp, Inc. Parent 7/2/1993 4/8/1999
Pinnacle Bancorp, Inc. Parent 1/1/1989 7/1/1993
Pinnacle Bancorp, Inc. Parent 12/31/1970 12/31/1988
Bankers Title Agency Of Nebraska, Llc Subsidary 5/15/2001
The Wymore State Bank Subsidary 7/8/2002 9/27/2002
Similar Organizations
Organization City State Total Assets
The Washington Trust Company, Of Westerly
 		Westerly RI 4.2B
Connectone Bank
 		Englewood Cliffs NJ 4.3B
Hanmi Bank
 		Los Angeles CA 4.4B
Century Bank And Trust Company
 		Somerville MA 4.3B
Bankers Trust Company
 		Des Moines IA 4.1B
Fidelity Bank
 		Atlanta GA 4.4B
Scotiabank De Puerto Rico
 		San Juan PR 4.5B
The Bancorp Bank
 		Wilmington DE 4.2B
Great Southern Bank
 		Reeds Spring MO 4.4B
Cardinal Bank
 		Mclean VA 4.2B