Vitals
  • Total Assets
    4.4B 14.0 %
  • Total Deposits
    3.6B 14.2 %
  • Total Net Loans
    3.7B 14.4 %
  • Net Income
    39.4M -0.6 %
  • Book Value
    386.4M 17.7 %
  • Book Value x2
    772.9M 17.7 %
  • Book Value x3
    1.2B 17.7 %
ROAA

.936

ROAE

10.917

Efficiency Ratio

74.02

Net Interest Margin

3.36

Balance Sheet Highlights
Financial Highlights Fidelity Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 4,384,678 256,123
Total Net Loans 3,737,761 160,108
Total Deposits 3,638,032 221,413
Total Equity 386,444 27,434
Profitability
Net Income 39,381 2,812
Return on Average Assets .936 .99
Return on Average Equity 10.917 8.811
Net Interest Margin 3.36 4.031
Efficiency Ratio 74.02 72.067
Noninterest Income/Revenue 48.152 19.316
Balance Sheet Ratios
Loan-to-Deposit 102.741 70.662
Securities/Assets .037 .165
Total Equity/Total Assets .088 .107
Tangible Equity/Tangible Assets .059 .105
Capital Adequacy
Tier 1 Common Capital 337,337 26,376
Tier 1 Capital 352,601 26,452
Tier 2 Capital 115,633 1,919
Total Capital 468,234 28,453
Total Risk Weighted Assets 3,932,435 174,280
Leverage Ratio 8.14 10.62
Common Equity Tier 1 Capital Ratio 8.58 16.191
Tier 1 Capital Ratio 8.97 16.286
Total Capital Ratio 11.91 17.433

Timeline for Fidelity Bank

American Enterprise Bank Of Florida

Acquisition: Fidelity Bank acquired a new subsidiary, American Enterprise Bank Of Florida, 8 years

View Profile Mar 02 2016

The Bank Of Georgia

Acquisition: Fidelity Bank acquired a new subsidiary, The Bank Of Georgia, 8 years

View Profile Oct 03 2015

Security Exchange Bank

Acquisition: Fidelity Bank acquired a new subsidiary, Security Exchange Bank, 11 years

View Profile Jun 16 2012

Decatur First Bank

Acquisition: Fidelity Bank acquired a new subsidiary, Decatur First Bank, 12 years

View Profile Oct 22 2011

Decatur Properties Ii, Inc.

Decatur Properties Ii, Inc. became a new subsidiary organization for Fidelity Bank.

View Profile Jan 31 1997

Want to see more?

Complete timeline for Fidelity Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
American Enterprise Bank Of Florida Seller 199,432 Acquisition Discontinued 3/2/2016
The Bank Of Georgia Seller 286,102 Failure 10/3/2015
Security Exchange Bank Seller 150,962 Failure 6/16/2012
Decatur First Bank Seller 184,750 Failure 10/22/2011
United Federal Savings Bank Seller 101,910 Failure 3/28/1992
The Federal Savings Bank, Fsb Seller 79,417 Failure 3/28/1992
Relationships Role Relationship Start Relationship End
Fidelity Southern Corporation Parent 12/31/1981
Fidelity Southern Corporation Parent 7/1/1980 12/30/1981
Decatur Properties, Inc. Subsidary 4/29/1991 8/31/2001
Decatur Properties Ii, Inc. Subsidary 1/31/1997 8/31/2001
Fidelity National Mortgage Corporation Subsidary 3/21/1994 1/1/2000
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