Vitals
  • Total Assets
    131.3M 2.3 %
  • Total Deposits
    113.5M 4.7 %
  • Total Net Loans
    96.4M 3.9 %
  • Net Income
    2.3M 10.8 %
  • Book Value
    12.7M -3.0 %
  • Book Value x2
    25.4M -3.0 %
  • Book Value x3
    38.1M -3.0 %
ROAA

1.783

ROAE

17.375

Efficiency Ratio

59.29

Net Interest Margin

4.26

Balance Sheet Highlights
Financial Highlights Bank Of Columbia All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 131,300 275,102
Total Net Loans 96,440 177,820
Total Deposits 113,453 227,063
Total Equity 12,715 30,287
Profitability
Net Income 2,324 2,592
Return on Average Assets 1.783 .944
Return on Average Equity 17.375 8.074
Net Interest Margin 4.26 3.847
Efficiency Ratio 59.29 70.925
Noninterest Income/Revenue 10.754 17.219
Balance Sheet Ratios
Loan-to-Deposit 85.004 76.952
Securities/Assets .203 .219
Total Equity/Total Assets .097 .11
Tangible Equity/Tangible Assets .097 .107
Capital Adequacy
Tier 1 Common Capital 13,443 29,354
Tier 1 Capital 13,443 29,354
Tier 2 Capital 1,279 2,092
Total Capital 14,722 31,454
Total Risk Weighted Assets 101,864 190,479
Leverage Ratio 10.14 11.285
Common Equity Tier 1 Capital Ratio 13.2 17.115
Tier 1 Capital Ratio 13.2 17.115
Total Capital Ratio 14.45 18.174

Timeline for Bank Of Columbia

Columbia Bancshares, Inc.

Columbia Bancshares, Inc. became a new parent organization for Bank Of Columbia.

View Profile Feb 28 1985

Bank Of Columbia

Bank Of Columbia was established 158 years ago and is currently headquartered in Columbia, KY.

Jan 01 1866
Relationships Role Relationship Start Relationship End
Columbia Bancshares, Inc. Parent 2/28/1985
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