Vitals
  • Total Assets
    121.6M -0.4 %
  • Total Deposits
    105.6M -1.2 %
  • Total Net Loans
    72.2M 7.5 %
  • Net Income
    371000.0000 84.6 %
  • Book Value
    15.4M 6.0 %
  • Book Value x2
    30.8M 6.0 %
  • Book Value x3
    46.2M 6.0 %
ROAA

.608

ROAE

4.913

Efficiency Ratio

71.649

Net Interest Margin

3.194

Balance Sheet Highlights
Financial Highlights B&L Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 121,567 250,259
Total Net Loans 72,226 173,166
Total Deposits 105,604 208,167
Total Equity 15,410 27,713
Profitability
Net Income 371 1,342
Return on Average Assets .608 1.026
Return on Average Equity 4.913 9.542
Net Interest Margin 3.194 3.724
Efficiency Ratio 71.649 67.54
Noninterest Income/Revenue 12.639 16.406
Balance Sheet Ratios
Loan-to-Deposit 68.393 78.677
Securities/Assets .241 .163
Total Equity/Total Assets .127 .111
Tangible Equity/Tangible Assets .12 .108
Capital Adequacy
Tier 1 Common Capital 14,271 26,096
Tier 1 Capital 14,271 26,096
Tier 2 Capital 852 2,111
Total Capital 15,123 28,227
Total Risk Weighted Assets 67,329 189,189
Leverage Ratio 11.71 10.401
Common Equity Tier 1 Capital Ratio 21.2 15.085
Tier 1 Capital Ratio 21.2 15.092
Total Capital Ratio 22.46 16.228

Timeline for B&L Bank

North American Savings Bank, F.S.B.

B&L Bank was acquired by North American Savings Bank, F.S.B. 7 years

View Profile Jul 13 2016

Lafayette County Bank Of Lexington/Wellington

Acquisition: B&L Bank acquired a new subsidiary, Lafayette County Bank Of Lexington/Wellington, 23 years

View Profile Apr 07 2001

Lexington B & L Financial Corp.

Lexington B & L Financial Corp. became a new parent organization for B&L Bank.

View Profile Oct 01 1997

B & L Financial Services, Inc.

B & L Financial Services, Inc. became a new subsidiary organization for B&L Bank.

View Profile Oct 01 1997

B&L Bank

B&L Bank was established 137 years ago and is currently headquartered in Lexington, MO.

Jan 01 1887
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
North American Savings Bank, F.S.B. Buyer 1,932,000 Acquisition Discontinued 7/13/2016
Lafayette County Bank Of Lexington/Wellington Seller 52,687 Discontinued 4/7/2001
Relationships Role Relationship Start Relationship End
Lexington B & L Financial Corp. Parent 7/21/2011 7/12/2016
Lexington B & L Financial Corp. Parent 4/7/2001 7/20/2011
Lexington B & L Financial Corp. Parent 10/1/1997 4/6/2001
B & L Financial Services, Inc. Subsidary 10/1/1997 4/5/2001
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