Vitals
  • Total Assets
    143.2M 2.0 %
  • Total Deposits
    125.3M 2.5 %
  • Total Net Loans
    72.5M 9.5 %
  • Net Income
    1.4M 10.8 %
  • Book Value
    16.3M 1.1 %
  • Book Value x2
    32.7M 1.1 %
  • Book Value x3
    49.0M 1.1 %
ROAA

1.013

ROAE

8.41

Efficiency Ratio

71.67

Net Interest Margin

3.645

Balance Sheet Highlights
Financial Highlights Annandale State Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 143,196 147,703
Total Net Loans 72,454 97,223
Total Deposits 125,266 126,600
Total Equity 16,332 15,565
Profitability
Net Income 1,406 1,683
Return on Average Assets 1.013 1.08
Return on Average Equity 8.41 9.905
Net Interest Margin 3.645 3.845
Efficiency Ratio 71.67 68.21
Noninterest Income/Revenue 14.364 13.68
Balance Sheet Ratios
Loan-to-Deposit 57.84 75.205
Securities/Assets .368 .174
Total Equity/Total Assets .114 .105
Tangible Equity/Tangible Assets .114 .103
Capital Adequacy
Tier 1 Common Capital 16,779 15,225
Tier 1 Capital 16,779 15,232
Tier 2 Capital 1,068 1,135
Total Capital 17,847 16,386
Total Risk Weighted Assets 153,543 105,251
Leverage Ratio 11.8 10.475
Common Equity Tier 1 Capital Ratio 10.93 15.3
Tier 1 Capital Ratio 10.93 15.308
Total Capital Ratio 11.62 16.398

Timeline for Annandale State Bank

Lake Central Financial, Inc.

Lake Central Financial, Inc. became a new parent organization for Annandale State Bank.

View Profile Mar 12 2010

Annandale State Bank

Annandale State Bank was established 131 years ago and is currently headquartered in Annandale, MN.

Aug 15 1893
Relationships Role Relationship Start Relationship End
Lake Central Financial, Inc. Parent 3/12/2010
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