American Trust & Savings Bank
Whiting, IN — Non-member Bank
Acquired May 2010
Vitals
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Total Assets118.8M -15.8 %
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Total Deposits99.0M -17.3 %
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Total Net Loans66.9M -19.1 %
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Net Income-187000.0000 -703.2 %
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Book Value9.6M -14.7 %
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Book Value x219.3M -14.7 %
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Book Value x328.9M -14.7 %
Balance Sheet Highlights
| Financial Highlights | American Trust & Savings Bank | All Insured Commercial Banks in Indiana |
| Balance Sheet $(000) | ||
| Total Assets | 118,757 | 364,032 |
| Total Net Loans | 66,922 | 248,725 |
| Total Deposits | 99,029 | 292,854 |
| Total Equity | 9,641 | 34,369 |
| Profitability | ||
| Net Income | -187 | 542 |
| Return on Average Assets | -.632 | .605 |
| Return on Average Equity | -7.758 | 5.852 |
| Net Interest Margin | 3.087 | 3.882 |
| Efficiency Ratio | 112.814 | 68.798 |
| Noninterest Income/Revenue | 21.522 | 16.146 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 67.578 | 80.141 |
| Securities/Assets | .331 | .402 |
| Total Equity/Total Assets | .081 | .094 |
| Tangible Equity/Tangible Assets | .075 | .03 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 7,915 | 32,651 |
| Tier 2 Capital | 792 | 3,235 |
| Total Capital | 8,707 | 36,009 |
| Total Risk Weighted Assets | 63,117 | 267,608 |
| Leverage Ratio | 6.72 | 9.788 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 12.54 | 14.291 |
| Total Capital Ratio | 13.8 | 15.481 |
Timeline for American Trust & Savings Bank
Horizon Bank, National Association
American Trust & Savings Bank was acquired by Horizon Bank, National Association 14 years
View Profile May 29 2010
American Trust Investment Services, Inc.
American Trust Investment Services, Inc. became a new subsidiary organization for American Trust & Savings Bank.
View Profile Aug 31 1995
Am Tru Inc.
Am Tru Inc. became a new parent organization for American Trust & Savings Bank.
View Profile Jan 02 1981
American Trust & Savings Bank
American Trust & Savings Bank was established 103 years ago and is currently headquartered in Whiting, IN.
Aug 19 1920| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Horizon Bank, National Association | Buyer | 3,308,763 | Sale of Assets | 5/29/2010 |
| Relationships | Role | Relationship Start | Relationship End |
| Am Tru Inc. | Parent | 12/31/2004 | 5/28/2010 |
| Am Tru Inc. | Parent | 9/4/1998 | 12/30/2004 |
| Am Tru Inc. | Parent | 7/22/1997 | 9/3/1998 |
| Am Tru Inc. | Parent | 4/5/1995 | 7/21/1997 |
| Am Tru Inc. | Parent | 1/2/1981 | 4/4/1995 |
| American Trust Investment Services, Inc. | Subsidary | 6/30/2007 | 5/28/2010 |
| American Trust Investment Services, Inc. | Subsidary | 8/31/1995 | 6/29/2007 |
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