American Trust & Savings Bank
Whiting, IN — Non-member Bank
Acquired May 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | American Trust & Savings Bank | All Insured Commercial Banks in Indiana |
Interest and Fees on Loans | 965 | 3,593 |
Income from Lease Financing Receivables | — | 369 |
— | 89 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 52 |
Income on Loans and Leases (TE) | 965 | 3,649 |
Investment Interest Income (TE) | 280 | 810 |
Total Interest Income (TE) | 1,258 | 4,350 |
Total Interest Expense | 409 | 1,157 |
Net Interest Income (TE) | 849 | 3,161 |
Non-Interest Income | 345 | 838 |
Adjusted Operating Income (TE) | 1,194 | 4,035 |
Non-interest Expense | 1,347 | 2,597 |
Provision for Loan & Lease Losses | 34 | 1,553 |
Pretax Operating Income (TE) | -187 | 739 |
Pretax Net Operating Income (TE) | -187 | 743 |
Applicable Income Taxes | — | 325 |
Net Operating Income | -187 | 542 |
Net Income | -187 | 542 |
Cash Dividends Declared | — | 924 |
Retained Earnings | -187 | 388 |