Alpha Bank & Trust
Alpharetta, GA — Non-member Bank
Acquired Oct 2008
Vitals
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Total Assets354.1M 6.0 %
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Total Deposits344.2M 18.9 %
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Total Net Loans271.1M -5.7 %
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Net Income
-
Book Value5.3M -84.8 %
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Book Value x210.6M -84.8 %
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Book Value x315.9M -84.8 %
Balance Sheet Highlights
| Financial Highlights | Alpha Bank & Trust | All Insured Commercial Banks in Georgia |
| Balance Sheet $(000) | ||
| Total Assets | 354,090 | 232,289 |
| Total Net Loans | 271,108 | 175,176 |
| Total Deposits | 344,231 | 192,085 |
| Total Equity | 5,286 | 22,107 |
| Profitability | ||
| Net Income | — | 9,172 |
| Return on Average Assets | — | .995 |
| Return on Average Equity | — | 9.344 |
| Net Interest Margin | .745 | 3.539 |
| Efficiency Ratio | 297.056 | 84.879 |
| Noninterest Income/Revenue | 1.069 | 54.021 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 78.758 | 88.541 |
| Securities/Assets | .03 | .188 |
| Total Equity/Total Assets | .015 | .095 |
| Tangible Equity/Tangible Assets | .015 | -.778 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 5,309 | 20,998 |
| Tier 2 Capital | 4,431 | 2,431 |
| Total Capital | 9,740 | 23,373 |
| Total Risk Weighted Assets | 334,050 | 186,909 |
| Leverage Ratio | 1.38 | 10.076 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 1.59 | 12.978 |
| Total Capital Ratio | 2.92 | 14.174 |
Timeline for Alpha Bank & Trust
Alpha Bank & Trust was acquired by 15 years
Oct 25 2008
Stearns Bank National Association
Alpha Bank & Trust was acquired by Stearns Bank National Association 15 years
View Profile Oct 25 2008
Alpha Bank & Trust
Alpha Bank & Trust was established 17 years ago and is currently headquartered in Alpharetta, GA.
May 08 2006| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Stearns Bank National Association | Buyer | 1,829,262 | Failure | 10/25/2008 |
| Relationships | Role | Relationship Start | Relationship End |
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