Vitals
  • Total Assets
    132.1M -3.3 %
  • Total Deposits
    116.6M -2.6 %
  • Total Net Loans
    92.9M 11.4 %
  • Net Income
    160000.0000 158.1 %
  • Book Value
    11.0M -0.9 %
  • Book Value x2
    21.9M -0.9 %
  • Book Value x3
    32.9M -0.9 %
ROAA

.476

ROAE

5.812

Efficiency Ratio

80.412

Net Interest Margin

3.941

Balance Sheet Highlights
Financial Highlights Alliance Banking Company All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 132,059 233,062
Total Net Loans 92,851 180,832
Total Deposits 116,597 187,255
Total Equity 10,968 23,059
Profitability
Net Income 160 1,002
Return on Average Assets .476 1.075
Return on Average Equity 5.812 10.883
Net Interest Margin 3.941 4.205
Efficiency Ratio 80.412 64.541
Noninterest Income/Revenue 12.432 12.988
Balance Sheet Ratios
Loan-to-Deposit 79.634 90.87
Securities/Assets .177 .982
Total Equity/Total Assets .083 .099
Tangible Equity/Tangible Assets .083 -.521
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,288 21,522
Tier 2 Capital 1,165 2,292
Total Capital 12,453 23,590
Total Risk Weighted Assets 92,731 174,356
Leverage Ratio 8.39 9.864
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.17 13.68
Total Capital Ratio 13.43 14.881

Timeline for Alliance Banking Company

Horizon Bank, National Association

Alliance Banking Company was acquired by Horizon Bank, National Association 18 years

View Profile Jun 11 2005

Alliance Home Mortgage Corporation

Alliance Home Mortgage Corporation became a new subsidiary organization for Alliance Banking Company.

View Profile Jun 21 1999

Alliance Insurance And Investment Group

Alliance Insurance And Investment Group became a new subsidiary organization for Alliance Banking Company.

View Profile Feb 05 1993

Alliance Banking Company

Alliance Banking Company was established 32 years ago and is currently headquartered in New Buffalo, MI.

Jul 19 1991

Alliance Financial Corporation

Alliance Financial Corporation became a new parent organization for Alliance Banking Company.

View Profile Jul 19 1991
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Horizon Bank, National Association Buyer 3,308,763 Acquisition Discontinued 6/11/2005
Relationships Role Relationship Start Relationship End
Alliance Financial Corporation Parent 7/19/1991 6/10/2005
Alliance Insurance And Investment Group Subsidary 2/5/1993 12/31/2002
Alliance Home Mortgage Corporation Subsidary 6/21/1999 11/30/2002
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