Efficiency Ratio Over Time
Efficiency Ratio Alliance Banking Company All Insured Commercial Banks in Michigan
03-31-2005 80.412 64.541
12-31-2004 92.254 64.329
09-30-2004 84.216 64.747
06-30-2004 90.836 65.538
03-31-2004 87.585 66.274
12-31-2003 83.967 63.66
09-30-2003 83.59 62.955
06-30-2003 82.382 63.034
03-31-2003 85.255 63.233
12-31-2002 84.844 62.526