Vitals
  • Total Assets
    1.4B 0.0 %
  • Total Deposits
    1.1B 0.9 %
  • Total Net Loans
    922.2M 6.8 %
  • Net Income
    9.8M -31.8 %
  • Book Value
    165.0M 3.0 %
  • Book Value x2
    330.0M 3.0 %
  • Book Value x3
    495.0M 3.0 %
ROAA

.689

ROAE

5.992

Efficiency Ratio

76.54

Net Interest Margin

3.25

Balance Sheet Highlights
Financial Highlights Alliance Bank, National Association All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 1,403,943 1,373,332
Total Net Loans 922,161 747,180
Total Deposits 1,097,912 1,110,912
Total Equity 165,010 156,978
Profitability
Net Income 9,768 10,276
Return on Average Assets .689 .79
Return on Average Equity 5.992 7.29
Net Interest Margin 3.25 3.354
Efficiency Ratio 76.54 67.537
Noninterest Income/Revenue 27.316 23.248
Balance Sheet Ratios
Loan-to-Deposit 83.992 63.625
Securities/Assets .24 .191
Total Equity/Total Assets .118 .114
Tangible Equity/Tangible Assets .09 .108
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 123,874 138,737
Tier 2 Capital 8,631 7,835
Total Capital 132,505 147,636
Total Risk Weighted Assets 898,021 845,102
Leverage Ratio 8.91 10.797
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.79 19.422
Total Capital Ratio 14.76 20.481

Timeline for Alliance Bank, National Association

Nbt Bank, National Association

Alliance Bank, National Association was acquired by Nbt Bank, National Association 11 years

View Profile Mar 09 2013

Oswego County National Bank

Acquisition: Alliance Bank, National Association acquired a new subsidiary, Oswego County National Bank, 17 years

View Profile Oct 07 2006

Alliance Leasing, Inc.

Alliance Leasing, Inc. became a new subsidiary organization for Alliance Bank, National Association.

View Profile Mar 05 2002

First National Bank Of Cortland

Acquisition: Alliance Bank, National Association acquired a new subsidiary, First National Bank Of Cortland, 25 years

View Profile Apr 17 1999

Alliance Preferred Funding Corp.

Alliance Preferred Funding Corp. became a new subsidiary organization for Alliance Bank, National Association.

View Profile Mar 17 1999

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Complete timeline for Alliance Bank, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Nbt Bank, National Association Buyer 8,699,767 Acquisition Discontinued 3/9/2013
Oswego County National Bank Seller 218,884 Acquisition Discontinued 10/7/2006
First National Bank Of Cortland Seller 237,915 Pooling of Interests Discontinued 4/17/1999
Relationships Role Relationship Start Relationship End
Alliance Financial Corporation Parent 11/25/1998 3/8/2013
Oneida Valley Bancshares, Inc. Parent 10/31/1984 11/24/1998
Alliance Preferred Funding Corp. Subsidary 3/17/1999 3/8/2013
Alliance Leasing, Inc. Subsidary 6/30/2007 3/8/2013
Alliance Leasing, Inc. Subsidary 3/5/2002 6/29/2007
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