Alliance Bank, National Association
Syracuse, NY — National Bank
Acquired Mar 2013
Net Interest Margin Over Time
| Net Interest Margin | Alliance Bank, National Association | All Insured Commercial Banks in New York |
| 12-31-2012 | 3.25 | 3.354 |
| 09-30-2012 | 3.282 | 3.382 |
| 06-30-2012 | 3.286 | 3.388 |
| 03-31-2012 | 3.265 | 3.424 |
| 12-31-2011 | 3.456 | 3.492 |
| 09-30-2011 | 3.528 | 3.5 |
| 06-30-2011 | 3.528 | 3.484 |
| 03-31-2011 | 3.484 | 3.491 |
| 12-31-2010 | 3.605 | 3.486 |
| 09-30-2010 | 3.638 | 3.516 |
| 06-30-2010 | 3.65 | 3.497 |
| 03-31-2010 | 3.675 | 3.479 |
| 12-31-2009 | 3.634 | 3.401 |
| 09-30-2009 | 3.595 | 3.415 |
| 06-30-2009 | 3.542 | 3.352 |
| 03-31-2009 | 3.507 | 3.338 |
| 12-31-2008 | 3.468 | 3.461 |
| 09-30-2008 | 3.435 | 3.49 |
| 06-30-2008 | 3.38 | 3.471 |
| 03-31-2008 | 3.268 | 3.494 |
| 12-31-2007 | 3.19 | 3.639 |
| 09-30-2007 | 3.216 | 3.66 |
| 06-30-2007 | 3.236 | 3.643 |
| 03-31-2007 | 3.249 | 3.663 |
| 12-31-2006 | 3.17 | 3.733 |
| 09-30-2006 | 3.106 | 3.735 |
| 06-30-2006 | 3.123 | 3.771 |
| 03-31-2006 | 3.139 | 3.78 |
| 12-31-2005 | 3.209 | 3.805 |
| 09-30-2005 | 3.205 | 3.809 |
| 06-30-2005 | 3.315 | 3.795 |
| 03-31-2005 | 3.442 | 3.787 |
| 12-31-2004 | 3.671 | 3.715 |
| 09-30-2004 | 3.718 | 3.657 |
| 06-30-2004 | 3.723 | 3.678 |
| 03-31-2004 | 3.738 | 3.659 |
| 12-31-2003 | 3.916 | 3.735 |
| 09-30-2003 | 3.875 | 3.752 |
| 06-30-2003 | 3.92 | 3.811 |
| 03-31-2003 | 3.978 | 3.835 |
| 12-31-2002 | 4.024 | 4.072 |